/* =========================================================
   AHORROS INCLUSIVA — Landing
   Paleta tomada del logo: azul #005794, petróleo #0b2545
   ========================================================= */
:root {
  --blue: #005794;
  --blue-2: #1a78bd;
  --sky: #b9d6ec;
  --ink: #0b2545;
  --ink-2: #133a66;
  --slate: #5f7a99;
  --cream: #f4f8fd;
  --cream-2: #e1ecf8;
  --gold: #4fb3ff;
  --gold-2: #1f8fe5;
  --white: #ffffff;
  --radius: 22px;
  --shadow: 0 20px 50px -20px rgba(0, 42, 50, .35);
  --serif: "Fraunces", Georgia, serif;
  --sans: "Plus Jakarta Sans", system-ui, -apple-system, Segoe UI, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3 { font-family: var(--serif); line-height: 1.05; margin: 0; letter-spacing: -.01em; }
h2 { font-size: clamp(2.1rem, 4.6vw, 3.6rem); font-weight: 700; }
em { font-style: italic; color: var(--gold); }
.container { width: min(1180px, 100% - 32px); margin-inline: auto; }

/* ---------- Botones ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  padding: .9rem 1.5rem; border-radius: 999px; border: 2px solid transparent;
  font: 700 .98rem var(--sans); text-decoration: none; cursor: pointer;
  transition: transform .25s cubic-bezier(.3,1.6,.5,1), box-shadow .25s, background .25s, color .25s;
}
.btn:hover { transform: translateY(-3px); }
.btn:active { transform: translateY(0) scale(.97); }
.btn--gold { background: var(--gold); color: var(--ink); box-shadow: 0 10px 24px -10px rgba(31,143,229,.8); }
.btn--gold:hover { background: #7cc8ff; }
.btn--ghost { border-color: rgba(255,255,255,.6); color: #fff; }
.btn--ghost:hover { background: #fff; color: var(--blue); }
.btn--blue { background: var(--blue); color: #fff; }
.btn--line { border-color: var(--ink); color: var(--ink); background: transparent; }
.btn--block { width: 100%; }
.btn--lg { padding: 1.15rem 2.4rem; font-size: 1.1rem; }

.pill { display: inline-block; padding: .4rem .9rem; border-radius: 999px; font-size: .8rem; font-weight: 700; letter-spacing: .02em; }
.pill--light { background: rgba(255,255,255,.15); color: #fff; border: 1px solid rgba(255,255,255,.35); }
.eyebrow { display: inline-block; font-weight: 800; font-size: .78rem; text-transform: uppercase; letter-spacing: .18em; color: var(--blue); margin-bottom: .8rem; }
.eyebrow--light { color: var(--gold); }

/* ---------- NAV ---------- */
.nav {
  position: fixed; inset: 14px 16px auto; z-index: 50;
  display: flex; align-items: center; gap: 1.5rem;
  max-width: 1180px; margin-inline: auto;
  padding: .55rem .6rem .55rem 1.1rem;
  background: #fff;
  border-radius: 999px; box-shadow: 0 10px 30px -12px rgba(11,37,69,.35);
  transition: transform .4s, box-shadow .3s;
}
.nav.is-hidden { transform: translateY(-140%); }
.nav__logo { display: block; line-height: 0; }
.nav__logo img { height: 40px; width: auto; }
.nav__logo .logo-w { display: none; }
body.menu-open .nav__logo .logo-c { display: none; }
body.menu-open .nav__logo .logo-w { display: block; }
.nav__links { display: flex; gap: 1.6rem; margin-left: auto; }
.nav__links a { white-space: nowrap; text-decoration: none; font-weight: 600; font-size: .93rem; color: var(--ink); position: relative; }
.nav__links a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -4px; height: 2px; background: var(--blue); transition: right .3s; }
.nav__links a:hover::after { right: 0; }
.nav__cta { padding: .7rem 1.2rem; font-size: .9rem; white-space: nowrap; flex-shrink: 0; }
.nav__links { gap: 1.2rem; }
.nav__burger { display: none; margin-left: auto; width: 44px; height: 44px; border: 0; border-radius: 50%; background: var(--ink); cursor: pointer; position: relative; }
.nav__burger span { position: absolute; left: 13px; right: 13px; height: 2px; background: #fff; transition: transform .3s, top .3s; }
.nav__burger span:first-child { top: 17px; }
.nav__burger span:last-child { top: 25px; }
.nav__burger[aria-expanded="true"] span:first-child { top: 21px; transform: rotate(45deg); }
.nav__burger[aria-expanded="true"] span:last-child { top: 21px; transform: rotate(-45deg); }

/* ---------- INTRO (scroll) ---------- */
.intro { height: 230vh; background: var(--ink); position: relative; }
.intro__sticky {
  position: sticky; top: 0; height: 100vh; overflow: hidden;
  display: grid; place-items: center;
  background: radial-gradient(ellipse at 50% 55%, #123f73 0%, var(--ink) 62%);
}
.intro__pattern {
  position: absolute; inset: 0; opacity: .07;
  background-image: radial-gradient(circle at 20px 20px, #fff 2px, transparent 2.5px);
  background-size: 40px 40px;
}
.intro__word {
  position: absolute; inset: 0; display: grid; place-content: center; text-align: center;
  font-family: var(--serif); font-weight: 900; font-style: italic;
  font-size: clamp(5rem, 21vw, 19rem); line-height: .82;
  color: rgba(185,214,236,.12); pointer-events: none; user-select: none;
}
.intro__word span { display: block; will-change: transform; }
.intro__word-b { -webkit-text-stroke: 2px rgba(185,214,236,.22); color: transparent; }

.coin-stage { position: relative; perspective: 1200px; z-index: 2; }
.coin {
  --s: clamp(200px, 34vw, 340px);
  width: var(--s); height: var(--s); position: relative;
  transform-style: preserve-3d; will-change: transform;
  animation: float 5s ease-in-out infinite;
}
.coin__face {
  position: absolute; inset: 0; border-radius: 50%; backface-visibility: hidden;
  display: grid; place-items: center;
  background: radial-gradient(circle at 32% 28%, #ffffff 0%, #a6dbff 22%, var(--gold) 48%, var(--gold-2) 78%, #1d5f9c 100%);
  box-shadow: inset 0 0 0 calc(var(--s) * .035) #2a78c2, inset 0 0 calc(var(--s) * .1) rgba(10,50,110,.45), 0 30px 80px -10px rgba(79,179,255,.45);
}
.coin__back { transform: rotateY(180deg); flex-direction: column; }
.coin__ring { position: absolute; inset: 9%; border-radius: 50%; border: 3px dashed rgba(20,80,150,.45); }
.coin__emblem {
  width: 58%; aspect-ratio: 1; border-radius: 50%; background: #fff;
  display: grid; place-items: center; box-shadow: inset 0 4px 12px rgba(0,0,0,.15), 0 2px 0 rgba(255,255,255,.6);
}
.coin__emblem img { width: 74%; }
.coin__symbol { font-family: var(--serif); font-weight: 900; font-size: calc(var(--s) * .38); color: #0b3a6b; text-shadow: 0 2px 0 rgba(255,240,190,.8); line-height: 1; }
.coin__mini { font-weight: 800; letter-spacing: .3em; font-size: calc(var(--s) * .05); color: #0b3a6b; margin-top: .4em; }
.coin-shadow { width: 60%; height: 22px; margin: 34px auto 0; border-radius: 50%; background: rgba(0,0,0,.45); filter: blur(12px); animation: shadow 5s ease-in-out infinite; }
.spark { position: absolute; width: 10px; height: 10px; background: var(--gold); border-radius: 2px; transform: rotate(45deg); animation: twinkle 2.4s ease-in-out infinite; }
.s1 { top: 4%; left: -12%; } .s2 { top: 30%; right: -14%; animation-delay: .8s; width: 7px; height: 7px; } .s3 { bottom: 18%; left: -6%; animation-delay: 1.5s; width: 6px; height: 6px; }

.intro__tag {
  position: absolute; bottom: 14vh; left: 50%; transform: translate(-50%, 30px); width: min(90%, 640px);
  text-align: center; color: #fff; font-family: var(--serif); font-size: clamp(1.5rem, 3.4vw, 2.5rem); line-height: 1.15;
  opacity: 0; z-index: 3; margin: 0;
}
.intro__scroll { position: absolute; bottom: 4vh; color: rgba(255,255,255,.7); font-size: .75rem; letter-spacing: .3em; text-transform: uppercase; display: grid; justify-items: center; gap: .6rem; }
.intro__scroll span { width: 24px; height: 38px; border: 2px solid rgba(255,255,255,.5); border-radius: 14px; position: relative; }
.intro__scroll span::after { content: ""; position: absolute; left: 50%; top: 7px; width: 4px; height: 8px; margin-left: -2px; background: var(--gold); border-radius: 2px; animation: wheel 1.6s infinite; }

@keyframes float { 50% { translate: 0 -16px; } }
@keyframes shadow { 50% { transform: scaleX(.8); opacity: .6; } }
@keyframes twinkle { 50% { opacity: .2; transform: rotate(45deg) scale(.5); } }
@keyframes wheel { 0% { opacity: 1; transform: translateY(0); } 100% { opacity: 0; transform: translateY(12px); } }

/* ---------- HERO ---------- */
.hero {
  position: relative; background: var(--blue); color: #fff; overflow: hidden;
  padding: 120px 0 200px;
  background-image: radial-gradient(circle at 85% 10%, rgba(255,255,255,.12), transparent 40%), radial-gradient(circle at 0% 100%, rgba(11,37,69,.5), transparent 50%);
}
.hero__inner { width: min(1180px, 100% - 32px); margin-inline: auto; display: grid; grid-template-columns: 1.25fr 1fr; gap: 3rem; align-items: center; }
.hero__title { font-size: clamp(3rem, 8vw, 6.4rem); font-weight: 900; margin: 1.2rem 0 1.2rem; }
.hero__lead { font-size: 1.15rem; max-width: 34rem; opacity: .92; margin: 0 0 2rem; }
.hero__actions { display: flex; flex-wrap: wrap; gap: .8rem; }
.hero__stats { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.stat {
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2); border-radius: var(--radius);
  padding: 1.4rem; backdrop-filter: blur(6px); transition: transform .3s, background .3s;
}
.stat:hover { transform: translateY(-6px) rotate(-1deg); background: rgba(255,255,255,.18); }
.stat b { display: block; font-family: var(--serif); font-size: clamp(1.8rem, 3.4vw, 2.6rem); color: var(--gold); line-height: 1.1; }
.stat span { font-size: .88rem; opacity: .9; }
.stat__pre { display: block; font-size: .75rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); margin-bottom: -.1rem; }

.ribbons { position: absolute; left: 0; right: 0; bottom: 40px; display: flex; flex-direction: column; }
.ribbon { position: relative; padding: 1rem 0; overflow: hidden; white-space: nowrap; box-shadow: 0 12px 30px -10px rgba(0,0,0,.4); }
.ribbon--dark { background: var(--ink); color: #fff; z-index: 2; }
.ribbon--gold { background: var(--gold); color: var(--ink); }
.ribbon__track { display: inline-flex; gap: 1.6rem; align-items: center; animation: marquee 32s linear infinite; font-family: var(--serif); font-weight: 700; font-style: italic; font-size: 1.5rem; }
.ribbon--gold .ribbon__track { animation-direction: reverse; animation-duration: 38s; font-family: var(--sans); font-style: normal; font-weight: 800; font-size: 1.05rem; text-transform: uppercase; letter-spacing: .08em; }
.ribbon__track i { font-style: normal; color: var(--gold); font-size: 1rem; }
.ribbon--gold .ribbon__track i { color: var(--blue); font-size: .7rem; }
@keyframes marquee { to { transform: translateX(-50%); } }

.pill--sbs { display: inline-flex; align-items: center; gap: .45rem; background: #fff; color: var(--blue); border: 0; font-size: .85rem; box-shadow: 0 8px 20px -10px rgba(0,0,0,.4); }
.hero__note { display: flex; align-items: center; gap: .8rem; margin: 1.6rem 0 0; font-weight: 600; font-size: .95rem; }
.hero__note span { background: var(--gold); color: var(--ink); font-family: var(--serif); font-weight: 900; padding: .35rem .7rem; border-radius: 12px; white-space: nowrap; }

/* ---------- RURAL (fotos) ---------- */
.rural { padding: 110px 0 0; overflow: hidden; }
.rural__head { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; align-items: end; margin-bottom: 2.6rem; }
.rural__head p { font-size: 1.1rem; color: #3d5677; margin: 0; }
.rural__head em { color: var(--blue); }
.bento { display: grid; grid-template-columns: repeat(4, 1fr); grid-auto-rows: 230px; grid-auto-flow: dense; gap: 1rem; }
.bento__item { margin: 0; border-radius: 24px; overflow: hidden; position: relative; background: var(--cream-2); }
.bento__item img { width: 100%; height: 100%; object-fit: cover; transition: transform .8s cubic-bezier(.2,.9,.3,1); }
.bento__item:hover img { transform: scale(1.07); }
.bento__item:last-child img { object-position: 80% 30%; }
.bento__item--feature { grid-column: span 2; grid-row: span 3; box-shadow: 0 30px 60px -25px rgba(11,37,69,.55); }
.bento__item--feature img { object-position: center 30%; }
.bento__item--feature figcaption { font-size: 1rem; padding: .6rem 1.1rem; left: 1.2rem; bottom: 1.2rem; }
.bento__item--wide { grid-column: span 2; }
.bento__item--wide img { object-position: center 30%; }
.bento__item--tall { grid-row: span 2; }
.bento__item--tall img { object-position: center 20%; }
.bento__item figcaption { position: absolute; left: 1rem; bottom: 1rem; background: var(--gold); color: var(--ink); font-weight: 800; font-size: .85rem; padding: .45rem .9rem; border-radius: 999px; }
.bento__stat { border-radius: 24px; padding: 1.6rem; display: flex; flex-direction: column; justify-content: flex-end; }
.bento__stat b { font-family: var(--serif); font-weight: 900; font-size: clamp(3rem, 6vw, 4.6rem); line-height: 1; }
.bento__stat span { font-weight: 600; margin-top: .4rem; }
.bento__stat--gold { background: var(--gold); color: var(--ink); }
.bento__stat--blue { background: var(--blue); color: #fff; }
.towns { margin-top: 3rem; background: var(--ink); padding: 1.1rem 0; overflow: hidden; white-space: nowrap; }
.towns__track { display: inline-flex; animation: marquee 40s linear infinite; }
.towns__track span { color: #fff; font-family: var(--serif); font-style: italic; font-weight: 700; font-size: 1.35rem; padding: 0 1.4rem; display: inline-flex; align-items: center; gap: 1.4rem; }
.towns__track span::after { content: "📍"; font-style: normal; font-size: 1rem; margin-left: 1.4rem; }

/* ---------- SOCIO ---------- */
.member { padding: 110px 0; background: #fff; }
.member__grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 4rem; align-items: center; }
.member__photo { margin: 0; position: relative; }
.member__photo img { border-radius: 30px; width: 100%; aspect-ratio: 4/4.3; object-fit: cover; box-shadow: var(--shadow); }
.member__badge { position: absolute; right: -18px; bottom: 30px; background: var(--gold); color: var(--ink); border-radius: 50%; width: 130px; height: 130px; display: grid; place-content: center; text-align: center; font-weight: 700; box-shadow: 0 16px 30px -10px rgba(31,143,229,.8); animation: float 4s ease-in-out infinite; }
.member__badge b { font-family: var(--serif); font-size: 2.2rem; font-weight: 900; line-height: 1; }
.member__copy p { font-size: 1.08rem; color: #3d5677; margin: 1.2rem 0; }
.member__list { list-style: none; padding: 0; margin: 0 0 1.8rem; display: grid; gap: .7rem; }
.member__list li { padding-left: 2.2rem; position: relative; }
.member__list li::before { content: "✓"; position: absolute; left: 0; top: 0; width: 26px; height: 26px; border-radius: 50%; background: var(--gold); display: grid; place-items: center; font-weight: 800; font-size: .8rem; }

.final__advisor { margin: 1.8rem 0 0; font-weight: 600; }
.final__advisor a { font-family: var(--serif); font-weight: 900; font-size: 1.8rem; text-decoration: none; color: var(--gold); }

.perk--photo { padding: 0; overflow: hidden; color: #fff; }
.perk--photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; pointer-events: none; }
.perk--photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(to top, rgba(11,37,69,.9), transparent 55%); }
.perk--photo h3, .perk--photo p { position: relative; z-index: 1; padding: 0 1.8rem; }
.perk--photo p { padding-bottom: 1.8rem; }

.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.hero__fine { display: inline-block; margin-top: .5rem; font-size: .8rem; opacity: .8; }
.num-out { display: inline-flex; align-items: baseline; gap: .3rem; font-family: var(--serif); font-weight: 700; font-size: 1.4rem; color: var(--gold); }
.num-out input { width: 9ch; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.2); border-radius: 10px; color: var(--gold); font: inherit; padding: .1rem .5rem; text-align: right; -moz-appearance: textfield; }
.num-out input::-webkit-inner-spin-button { -webkit-appearance: none; }
.num-out--dark { color: var(--blue); }
.num-out--dark input { background: var(--cream); border-color: var(--cream-2); color: var(--ink); }
.rate-link { display: inline-block; margin-top: .6rem; color: var(--gold); font-weight: 700; font-size: .85rem; text-decoration: none; }
.rate-link:hover { text-decoration: underline; }
.field small b { color: #fff; }

/* ---------- TARIFARIO ---------- */
.rates { padding: 110px 0; background: #fff; }
.rates__libre { display: flex; justify-content: space-between; align-items: center; gap: 1rem; background: var(--blue); color: #fff; border-radius: 22px; padding: 1.3rem 1.6rem; margin-bottom: 1rem; }
.rates__libre span { display: block; font-weight: 800; font-size: 1.1rem; }
.rates__libre small { opacity: .8; }
.rates__libre b { font-family: var(--serif); font-size: 2rem; color: var(--gold); white-space: nowrap; }
.rates__finder { display: grid; grid-template-columns: 1fr 1fr auto; gap: 1.2rem; align-items: end; background: var(--cream); border-radius: 22px; padding: 1.3rem 1.6rem; margin-bottom: 1.6rem; }
.rates__finder label { display: grid; gap: .5rem; font-weight: 700; font-size: .9rem; }
.rates__finder select { font: 600 1rem var(--sans); padding: .55rem .8rem; border-radius: 10px; border: 1px solid var(--cream-2); background: #fff; color: var(--ink); }
.rates__found { background: var(--ink); color: #fff; border-radius: 16px; padding: .7rem 1.3rem; text-align: center; }
.rates__found small { display: block; font-size: .72rem; text-transform: uppercase; letter-spacing: .12em; opacity: .7; }
.rates__found b { font-family: var(--serif); font-size: 2rem; color: var(--gold); line-height: 1.1; }
.rates__wrap { overflow-x: auto; border-radius: 22px; box-shadow: var(--shadow); }
.rates__table { width: 100%; border-collapse: collapse; min-width: 760px; font-size: .92rem; }
.rates__table th, .rates__table td { padding: 0; border: 1px solid #e3eaef; text-align: center; }
.rates__table thead th { background: var(--blue); color: #fff; font-weight: 700; font-size: .8rem; padding: .8rem .5rem; transition: background .25s; }
.rates__table thead th:first-child, .rates__table tbody th { position: sticky; left: 0; z-index: 1; }
.rates__table thead th:first-child { background: var(--ink); z-index: 2; }
.rates__table tbody th { background: #f4f8fb; color: var(--ink); font-size: .8rem; font-weight: 800; padding: .6rem .8rem; white-space: nowrap; text-align: left; }
.rates__table td button { width: 100%; border: 0; background: transparent; font: 700 .95rem var(--sans); color: var(--ink); padding: .7rem .4rem; cursor: pointer; transition: background .2s, color .2s, transform .2s; }
.rates__table td button:hover { background: var(--sky); }
.rates__table tr.is-row td, .rates__table tr.is-row th { background: #eef5fb; }
.rates__table thead th.is-col { background: var(--gold); color: var(--ink); }
.rates__table td.is-current button { background: var(--gold); color: var(--ink); font-size: 1.05rem; box-shadow: inset 0 0 0 3px var(--gold-2); }
.rates__table tbody tr:last-child td:last-child button { font-weight: 900; color: var(--blue); }

/* ---------- APP ---------- */
.app { background: linear-gradient(135deg, var(--blue) 0%, #0b2f55 70%); color: #fff; padding: 110px 0; overflow: hidden; position: relative; }
.app::before { content: ""; position: absolute; width: 520px; height: 520px; left: -180px; bottom: -220px; border-radius: 50%; border: 2px dashed rgba(79,179,255,.35); }
.app__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; position: relative; }
.app__copy p { font-size: 1.1rem; opacity: .9; margin: 1.1rem 0 1.4rem; }
.app__list { list-style: none; padding: 0; margin: 0 0 2rem; display: grid; gap: .75rem; }
.app__list li { display: flex; align-items: center; gap: .8rem; font-weight: 600; }
.app__list li span { width: 40px; height: 40px; flex-shrink: 0; border-radius: 12px; background: rgba(255,255,255,.12); display: grid; place-items: center; font-size: 1.2rem; }
.app__cta { display: flex; align-items: center; gap: 1.4rem; flex-wrap: wrap; }
.gplay { display: inline-flex; align-items: center; gap: .7rem; background: #000; color: #fff; text-decoration: none; padding: .7rem 1.3rem .7rem 1rem; border-radius: 14px; border: 1px solid rgba(255,255,255,.35); transition: transform .25s cubic-bezier(.3,1.6,.5,1); }
.gplay:hover { transform: translateY(-3px) scale(1.03); }
.gplay span { display: grid; font-weight: 700; font-size: 1.25rem; line-height: 1.1; }
.gplay small { font-size: .7rem; font-weight: 500; text-transform: uppercase; letter-spacing: .06em; }
.app__find { margin: 0 !important; font-size: .9rem !important; line-height: 1.3; }
.app__find b { color: var(--gold); }
.app__visual { position: relative; min-height: 520px; }
.app__photo { position: absolute; right: 0; top: 30px; width: 78%; height: 420px; object-fit: cover; object-position: 30% center; border-radius: 30px; box-shadow: 0 30px 60px -20px rgba(0,0,0,.6); }
.app__tag { position: absolute; right: 14px; bottom: 60px; font-size: .7rem; opacity: .7; }
.phone { position: absolute; left: 0; top: 0; width: 250px; height: 510px; background: #0b1b2b; border-radius: 40px; padding: 12px; box-shadow: 0 40px 70px -20px rgba(0,0,0,.7), inset 0 0 0 2px #2b3d52; animation: float 6s ease-in-out infinite; z-index: 2; }
.phone__notch { position: absolute; top: 12px; left: 50%; width: 90px; height: 20px; margin-left: -45px; background: #0b1b2b; border-radius: 0 0 14px 14px; z-index: 2; }
.phone__screen { height: 100%; border-radius: 30px; overflow: hidden; background: #f2f6fa; color: var(--ink); font-size: .72rem; }
.phone__top { background: var(--blue); color: #fff; padding: 30px 14px 46px; display: flex; align-items: center; gap: .5rem; font-weight: 700; font-size: .8rem; }
.phone__top img { width: 34px; background: #fff; border-radius: 8px; padding: 3px; }
.phone__balance { margin: -34px 12px 10px; background: #fff; border-radius: 16px; padding: 12px 14px; box-shadow: 0 8px 20px -10px rgba(11,37,69,.35); }
.phone__balance small { color: var(--slate); font-weight: 600; }
.phone__balance b { display: block; font-family: var(--serif); font-size: 1.55rem; color: var(--blue); line-height: 1.2; }
.phone__bar { height: 6px; background: var(--cream-2); border-radius: 6px; margin-top: 6px; overflow: hidden; }
.phone__bar i { display: block; height: 100%; width: 0; background: var(--gold); border-radius: 6px; transition: width 1.6s cubic-bezier(.2,.9,.3,1); }
.app.is-live .phone__bar i { width: 72%; }
.phone__acc { display: flex; justify-content: space-between; align-items: center; margin: 0 12px 6px; background: #fff; border-radius: 12px; padding: 9px 12px; font-weight: 600; opacity: 0; transform: translateX(20px); transition: opacity .5s, transform .5s; }
.phone__acc b { color: var(--ink); white-space: nowrap; }
.phone__acc span, .phone__row span { min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; margin-right: 6px; }
.phone__row b { white-space: nowrap; }
.phone__acc--soft { background: #eaf5ff; }
.app.is-live .phone__acc { opacity: 1; transform: none; }
.app.is-live .phone__acc:nth-of-type(2) { transition-delay: .15s; } .app.is-live .phone__acc:nth-of-type(3) { transition-delay: .3s; } .app.is-live .phone__acc:nth-of-type(4) { transition-delay: .45s; } .app.is-live .phone__acc:nth-of-type(5) { transition-delay: .6s; }
.phone__mov { margin: 10px 14px 4px; font-weight: 800; color: var(--slate); text-transform: uppercase; font-size: .62rem; letter-spacing: .1em; }
.phone__row { display: flex; justify-content: space-between; margin: 0 14px; padding: 6px 0; border-bottom: 1px solid #e3eaef; }
.phone__row .up { color: #1a9a5a; }

/* ---------- SBS + redes ---------- */
.sbs-badge { display: inline-flex; align-items: center; gap: 1.2rem; background: #fff; color: var(--ink); border-radius: 26px; padding: 1rem 1.6rem 1rem 1rem; margin-bottom: .6rem; box-shadow: 0 18px 40px -14px rgba(0,0,0,.55), 0 0 0 4px rgba(79,179,255,.55); position: relative; animation: badgeGlow 3s ease-in-out infinite; }
.sbs-badge__check { width: 64px; height: 64px; border-radius: 18px; background: linear-gradient(135deg, var(--blue), #0a6fb6); display: grid; place-items: center; flex-shrink: 0; }
.sbs-badge__text { display: grid; font-weight: 800; font-size: 1.3rem; line-height: 1.15; color: var(--blue); padding-right: 1.2rem; border-right: 2px solid var(--cream-2); }
.sbs-badge__text small { font-size: .78rem; font-weight: 700; color: var(--slate); text-transform: uppercase; letter-spacing: .12em; }
.sbs-badge img { height: 78px; width: auto; }
.sbs-badge__check svg { width: 34px; height: 34px; }
@keyframes badgeGlow { 50% { box-shadow: 0 18px 40px -14px rgba(0,0,0,.55), 0 0 0 8px rgba(79,179,255,.25); } }
@media (max-width: 640px) {
  .sbs-badge { flex-wrap: wrap; gap: .7rem; padding: .8rem; }
  .sbs-badge__text { border: 0; padding: 0; }
  .sbs-badge img { height: 54px; }
}
.sbs-card { background: #fff; border-radius: 18px; padding: .9rem 1.2rem; display: grid; justify-items: center; gap: .3rem; box-shadow: var(--shadow); margin: 1.4rem auto 0; width: fit-content; }
.sbs-card small { font-size: .72rem; font-weight: 700; color: var(--slate); text-transform: uppercase; letter-spacing: .12em; }
.sbs-card img { width: 230px; height: auto; }
.footer__sbs { margin-top: 2.4rem; }
.trust__shield { display: grid; gap: 1.2rem; justify-items: center; }
.sbs-card--big { margin: 0; padding: 1.4rem 1.8rem; width: 100%; max-width: 360px; }
.sbs-card--big img { width: 100%; max-width: 290px; }
.web-card { display: grid; justify-items: center; gap: .5rem; width: 100%; max-width: 360px; background: var(--blue); color: #fff; border-radius: 18px; padding: 1.4rem 1.6rem; text-decoration: none; text-align: center; box-shadow: var(--shadow); transition: transform .3s cubic-bezier(.3,1.6,.5,1), background .3s; }
.web-card:hover { transform: translateY(-5px); background: #0a6fb6; }
.web-card img { width: 210px; height: auto; }
.web-card span { font-weight: 600; font-size: .95rem; }
.web-card b { font-family: var(--serif); font-size: 1.35rem; color: var(--gold); }
.sbs-card--footer { margin: 0; box-shadow: none; justify-items: start; }
.sbs-card--footer img { width: 190px; }
.social { display: flex; align-items: center; justify-content: center; gap: .7rem; margin-top: 1.6rem; }
.social span { font-weight: 700; margin-right: .3rem; }
.social a { width: 48px; height: 48px; border-radius: 50%; background: var(--ink); color: #fff; display: grid; place-items: center; transition: transform .25s cubic-bezier(.3,1.6,.5,1), background .25s; }
.social a:hover { transform: translateY(-4px) rotate(-6deg); background: var(--blue); }

/* ---------- INSTAGRAM ---------- */
.insta { padding: 110px 0 40px; }
.insta__head { display: flex; justify-content: space-between; align-items: flex-end; gap: 1.5rem; flex-wrap: wrap; margin-bottom: 2.4rem; }
.insta__head em { color: var(--blue); }
.insta__profile { display: inline-flex; align-items: center; gap: .9rem; text-decoration: none; color: #fff; padding: .7rem 1.2rem .7rem .7rem; border-radius: 999px; background: linear-gradient(90deg, #f58529, #dd2a7b 45%, #8134af 75%, #515bd4); box-shadow: 0 14px 30px -12px rgba(221,42,123,.6); transition: transform .3s cubic-bezier(.3,1.6,.5,1); }
.insta__profile:hover { transform: translateY(-3px) scale(1.02); }
.insta__profile img { width: 46px; height: 46px; border-radius: 50%; background: #fff; padding: 6px; object-fit: contain; }
.insta__profile span { display: grid; line-height: 1.2; }
.insta__profile small { opacity: .9; font-size: .8rem; }
.insta__profile i { font-style: normal; font-size: 1.3rem; }
/* tarjeta de perfil de Instagram */
.ig-card { --ig: linear-gradient(45deg, #feda75, #fa7e1e 25%, #d62976 50%, #962fbf 75%, #4f5bd5);
  position: relative; display: flex; align-items: center; gap: 1rem; text-decoration: none; color: var(--ink);
  background: #fff; border-radius: 26px; padding: 1rem 1rem 1rem 1rem; min-width: 420px;
  box-shadow: 0 22px 50px -26px rgba(150,47,191,.55), 0 0 0 1px rgba(150,47,191,.08);
  transition: transform .35s cubic-bezier(.3,1.6,.5,1), box-shadow .35s; }
.ig-card::before { content: ""; position: absolute; inset: 0; border-radius: inherit; padding: 2px; background: var(--ig);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0); -webkit-mask-composite: xor; mask-composite: exclude; opacity: .55; pointer-events: none; }
.ig-card:hover { transform: translateY(-4px); box-shadow: 0 30px 60px -26px rgba(150,47,191,.7), 0 0 0 1px rgba(150,47,191,.12); }
.ig-card__ring { flex-shrink: 0; width: 74px; height: 74px; border-radius: 50%; padding: 3px; background: var(--ig); }
.ig-card__avatar { display: grid; place-items: center; width: 100%; height: 100%; border-radius: 50%; background: #fff; border: 3px solid #fff; }
.ig-card__avatar img { width: 72%; }
.ig-card__info { display: grid; gap: .1rem; flex: 1; min-width: 0; }
.ig-card__info b { font-size: 1.05rem; font-weight: 800; }
.ig-card__info small { color: var(--slate); font-weight: 600; font-size: .82rem; }
.ig-card__thumbs { display: flex; align-items: center; margin-top: .45rem; }
.ig-card__thumbs img { width: 28px; height: 28px; border-radius: 8px; object-fit: cover; border: 2px solid #fff; margin-left: -6px; box-shadow: 0 2px 6px rgba(0,0,0,.15); }
.ig-card__thumbs img:first-child { margin-left: 0; }
.ig-card__thumbs em { font-style: normal; font-size: .75rem; font-weight: 700; color: #962fbf; margin-left: .5rem; white-space: nowrap; }
.ig-card__btn { flex-shrink: 0; display: inline-flex; align-items: center; gap: .45rem; padding: .75rem 1.2rem; border-radius: 999px; background: var(--ig); color: #fff; font-weight: 800; font-size: .92rem; box-shadow: 0 10px 22px -10px rgba(214,41,118,.7); transition: filter .25s; }
.ig-card:hover .ig-card__btn { filter: brightness(1.08); }
@media (min-width: 761px) and (prefers-reduced-motion: no-preference) {
  .ig-card__ring { animation: igSpin 6s linear infinite; background-size: 200% 200%; }
  @keyframes igSpin { 50% { background-position: 100% 100%; } }
}
@media (max-width: 760px) {
  .ig-card { min-width: 0; width: 100%; gap: .8rem; padding: .85rem; }
  .ig-card__ring { width: 60px; height: 60px; }
  .ig-card__info b { font-size: .95rem; }
  .ig-card__thumbs em { display: none; }
  .ig-card__btn { padding: .6rem .9rem; font-size: .85rem; }
}
.insta__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.post { position: relative; display: block; aspect-ratio: 1; border-radius: 22px; overflow: hidden; background: var(--cream-2); box-shadow: var(--shadow); }
.post--big { grid-column: span 2; grid-row: span 2; }
.post img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s cubic-bezier(.2,.9,.3,1); }
.post::after { content: ""; position: absolute; inset: 0; background: linear-gradient(to top, rgba(11,37,69,.85), transparent 55%); opacity: 0; transition: opacity .35s; }
.post__cap { position: absolute; left: 1rem; right: 1rem; bottom: 1rem; z-index: 1; color: #fff; font-weight: 700; font-size: .95rem; transform: translateY(12px); opacity: 0; transition: all .35s; padding-left: 2rem; }
.post__cap::before { content: ""; position: absolute; left: 0; top: 50%; width: 22px; height: 22px; margin-top: -11px; border: 2px solid #fff; border-radius: 7px; }
.post__cap::after { content: ""; position: absolute; left: 6px; top: 50%; width: 10px; height: 10px; margin-top: -5px; border: 2px solid #fff; border-radius: 50%; box-sizing: border-box; }
.post:hover img { transform: scale(1.08); }
.post:hover::after, .post:focus-visible::after { opacity: 1; }
.post:hover .post__cap, .post:focus-visible .post__cap { transform: none; opacity: 1; }
@media (hover: none) { .post::after { opacity: 1; } .post__cap { opacity: 1; transform: none; } }
@media (max-width: 980px) { .insta__grid { grid-template-columns: repeat(2, 1fr); } }

/* ---------- ALIADOS ---------- */
.partners { padding: 110px 0; background: linear-gradient(180deg, #fff 0%, var(--cream) 100%); }
.partners__grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(170px, 1fr)); gap: 1rem; }
.partner { margin: 0; height: 110px; background: #fff; border-radius: 20px; display: grid; place-items: center; padding: 1rem 1.2rem; box-shadow: 0 10px 26px -16px rgba(11,37,69,.35); border: 1px solid #eef2f5; transition: transform .35s cubic-bezier(.3,1.6,.5,1), box-shadow .3s, border-color .3s; }
.partner img { max-width: 100%; max-height: 62px; width: auto; height: auto; object-fit: contain; transition: transform .35s; }
.partner:hover { transform: translateY(-6px); box-shadow: 0 22px 40px -18px rgba(0,87,148,.45); border-color: var(--sky); }
.partner:hover img { transform: scale(1.06); }
@media (max-width: 640px) {
  .partners__grid { grid-template-columns: repeat(2, 1fr); gap: .7rem; }
  .partner { height: 90px; padding: .8rem; }
  .partner img { max-height: 50px; }
}

/* ---------- Reseña de aliados ---------- */
.partners__hint { text-align: center; font-weight: 700; color: var(--blue); font-size: .9rem; margin: -1rem 0 1.4rem; }
button.partner { cursor: pointer; font: inherit; width: 100%; }
button.partner:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.pmodal { border: 0; border-radius: 28px; padding: 2.2rem 2rem 1.6rem; width: min(480px, calc(100% - 32px)); text-align: center; color: var(--ink); box-shadow: 0 40px 80px -20px rgba(11,37,69,.6); }
.pmodal::backdrop { background: rgba(11,37,69,.6); backdrop-filter: blur(4px); }
.pmodal[open] { animation: pmIn .45s cubic-bezier(.2,.9,.3,1.2); }
@keyframes pmIn { from { opacity: 0; transform: translateY(30px) scale(.94); } }
.pmodal__close { position: absolute; top: 14px; right: 14px; width: 40px; height: 40px; border-radius: 50%; border: 0; background: var(--cream); color: var(--ink); font-size: 1rem; cursor: pointer; transition: background .2s, transform .2s; }
.pmodal__close:hover { background: var(--blue); color: #fff; transform: rotate(90deg); }
.pmodal__logo { height: 110px; display: grid; place-items: center; background: var(--cream); border-radius: 20px; margin-bottom: 1.2rem; padding: 1rem; }
.pmodal__logo img { max-height: 76px; max-width: 80%; object-fit: contain; }
.pmodal__tag { display: inline-block; background: #e6f2fc; color: var(--blue); font-weight: 800; font-size: .75rem; letter-spacing: .06em; text-transform: uppercase; padding: .4rem .8rem; border-radius: 999px; }
.pmodal h3 { font-size: 1.7rem; margin: .8rem 0 .6rem; }
.pmodal p { color: #3d5677; margin: 0 0 1.4rem; line-height: 1.6; }
.pmodal__nav { display: flex; justify-content: space-between; gap: .6rem; border-top: 1px solid var(--cream-2); padding-top: 1rem; }
.pmodal__nav button { border: 0; background: none; color: var(--blue); font: 700 .9rem var(--sans); cursor: pointer; padding: .5rem .3rem; border-radius: 10px; }
.pmodal__nav button:hover { background: #e6f2fc; }
@media (max-width: 640px) {
  .pmodal { margin: auto auto 0; width: 100%; max-width: 100%; border-radius: 26px 26px 0 0; padding-bottom: calc(1.4rem + env(safe-area-inset-bottom)); }
  .pmodal[open] { animation: pmUp .45s cubic-bezier(.2,.9,.3,1); }
  @keyframes pmUp { from { transform: translateY(100%); } }
}

/* ---------- Secciones genéricas ---------- */
.section-head { text-align: center; max-width: 680px; margin: 0 auto 2.6rem; }
.section-head p { font-size: 1.08rem; color: #3d5677; margin: 1rem 0 0; }
.section-head--left { text-align: left; margin: 0; }
.fineprint { font-size: .78rem; color: var(--slate); margin-top: 1.6rem; text-align: center; }
.fineprint--light { color: rgba(255,255,255,.6); text-align: left; margin-top: 1rem; }

/* ---------- CATÁLOGO ---------- */
.catalog { padding: 110px 0 100px; }
.chips { display: flex; flex-wrap: wrap; justify-content: center; gap: .6rem; margin-bottom: 2.4rem; }
.chip {
  border: 2px solid var(--ink); background: transparent; color: var(--ink);
  padding: .6rem 1.15rem; border-radius: 999px; font: 700 .9rem var(--sans); cursor: pointer; transition: all .25s;
}
.chip:hover { background: var(--cream-2); }
.chip.is-active { background: var(--ink); color: #fff; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.4rem; }
.card {
  position: relative; background: #fff; border-radius: 26px; padding: 1.2rem; box-shadow: var(--shadow);
  display: flex; flex-direction: column; transition: transform .45s cubic-bezier(.2,.9,.3,1.2), opacity .35s, box-shadow .3s;
  transform-style: preserve-3d;
}
.card[hidden] { display: none; }
.card.is-pop { animation: pop .5s cubic-bezier(.2,.9,.3,1.25) both; }
@keyframes pop { from { opacity: 0; transform: scale(.85) translateY(20px); } }
.card:hover { box-shadow: 0 30px 60px -20px rgba(11,37,69,.45); }
.card__art {
  height: 170px; border-radius: 18px; display: grid; place-items: center; position: relative; overflow: hidden;
}
.card__art { height: 200px; }
.card__art::before, .card__art::after { content: ""; position: absolute; border-radius: 50%; pointer-events: none; }
.card__art::before { width: 220px; height: 220px; right: -70px; top: -90px; background: rgba(255,255,255,.14); }
.card__art::after { width: 140px; height: 140px; left: -50px; bottom: -60px; background: rgba(255,255,255,.1); }
.card__art svg { width: 230px; height: 165px; position: relative; z-index: 1; margin-top: 18px; transition: transform .5s cubic-bezier(.3,1.6,.5,1); overflow: visible; }
.card:hover .card__art svg { transform: scale(1.06) translateY(-4px); }
.ill * { transform-box: fill-box; transform-origin: center; }
.ill__coin { animation: coinDrop 2.6s ease-in infinite; }
@keyframes coinDrop { 0% { transform: translateY(-14px); opacity: 0; } 20% { opacity: 1; } 65% { transform: translateY(26px); opacity: 1; } 80%, 100% { transform: translateY(32px); opacity: 0; } }
.ill__spark { animation: twinkleSvg 2.2s ease-in-out infinite; }
.ill__spark--2 { animation-delay: 1.1s; }
@keyframes twinkleSvg { 50% { transform: scale(.4) rotate(45deg); opacity: .4; } }
.ill__float { animation: bob 3s ease-in-out infinite; }
@keyframes bob { 50% { transform: translateY(-8px); } }
.ill__dial { transition: transform 1s cubic-bezier(.3,1.4,.5,1); }
.card:hover .ill__dial { transform: rotate(270deg); }
.ill__stack { transition: transform .5s cubic-bezier(.3,1.6,.5,1); }
.card:hover .ill__stack { transform: translateY(-6px); }
.ill__fill { transform: translateY(20px); transition: transform 1.2s cubic-bezier(.2,.9,.3,1); }
.card:hover .ill__fill { transform: translateY(-14px); }
.ill__bars rect { transform-origin: bottom; transition: transform .6s cubic-bezier(.3,1.5,.5,1); }
.card:hover .ill__bars rect { transform: scaleY(1.18); }
.card:hover .ill__bars rect:nth-child(2) { transition-delay: .08s; }
.card:hover .ill__bars rect:nth-child(3) { transition-delay: .16s; }
.card__art--blue { background: linear-gradient(135deg, var(--blue), #0a6fb6); }
.card__art--gold { background: linear-gradient(135deg, var(--gold), #8fd0ff); }
.card__art--ink { background: linear-gradient(135deg, var(--ink), #16467d); }
.card__cur { z-index: 2; position: absolute; top: 12px; left: 12px; background: rgba(255,255,255,.92); color: var(--ink); font-weight: 800; font-size: .75rem; padding: .3rem .65rem; border-radius: 999px; }
.card__body { padding: 1.1rem .4rem .4rem; display: flex; flex-direction: column; flex: 1; }
.card__body h3 { font-size: 1.55rem; }
.card__body p { color: #4a6385; font-size: .94rem; margin: .5rem 0 1rem; }
.card__tags { display: flex; flex-wrap: wrap; gap: .4rem; margin-bottom: 1.1rem; }
.card__tags span { background: var(--cream); color: var(--ink-2); font-size: .74rem; font-weight: 700; padding: .3rem .6rem; border-radius: 8px; }
.card__foot { margin-top: auto; display: flex; align-items: center; justify-content: space-between; gap: .6rem; }
.rate { line-height: 1; }
.rate small { display: block; font-size: .7rem; font-weight: 700; color: var(--slate); text-transform: uppercase; letter-spacing: .08em; margin-bottom: .25rem; }
.rate b { font-family: var(--serif); font-size: 2rem; color: var(--blue); }
.rate b sup { font-size: .9rem; }
.card__btn { padding: .65rem 1.1rem; font-size: .88rem; background: var(--ink); color: #fff; border: 0; }
.card__btn:hover { background: var(--blue); }

/* ---------- SIMULADOR ---------- */
.sim { background: var(--ink); color: #fff; padding: 110px 0; position: relative; overflow: hidden; }
.sim::before { content: ""; position: absolute; width: 600px; height: 600px; right: -200px; top: -200px; border-radius: 50%; background: radial-gradient(circle, rgba(0,87,148,.55), transparent 65%); }
.sim__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; position: relative; }
.sim__panel h2 { margin-bottom: 2rem; }
.field { margin-bottom: 1.5rem; }
.field label { display: block; font-weight: 700; font-size: .9rem; margin-bottom: .6rem; color: rgba(255,255,255,.85); }
.field__top { display: flex; justify-content: space-between; align-items: baseline; }
.field__top label { margin: 0; }
.field output { font-family: var(--serif); font-weight: 700; font-size: 1.4rem; color: var(--gold); }
.field small { display: block; margin-top: .5rem; color: rgba(255,255,255,.6); font-size: .8rem; }
.seg { display: flex; background: rgba(255,255,255,.08); border-radius: 999px; padding: 5px; gap: 4px; }
.seg button { flex: 1; border: 0; background: transparent; color: #fff; padding: .7rem .5rem; border-radius: 999px; font: 700 .9rem var(--sans); cursor: pointer; transition: background .25s, color .25s; }
.seg button.is-active { background: var(--gold); color: var(--ink); }
.seg--sm { max-width: 340px; }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 8px; margin-top: .9rem; cursor: pointer; background: linear-gradient(to right, var(--gold) var(--p, 50%), rgba(255,255,255,.15) var(--p, 50%)); }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 26px; height: 26px; border-radius: 50%; background: #fff; border: 5px solid var(--gold); box-shadow: 0 4px 12px rgba(0,0,0,.35); transition: transform .2s; }
input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.2); }
input[type="range"]::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: #fff; border: 5px solid var(--gold); }

.result-card { background: linear-gradient(160deg, #0f3f75, #0a2d55); border: 1px solid rgba(255,255,255,.12); border-radius: 30px; padding: 2rem; position: sticky; top: 100px; box-shadow: 0 40px 80px -30px rgba(0,0,0,.6); }
.result-card__label { margin: 0; color: rgba(255,255,255,.75); font-weight: 600; }
.result-card__total { font-family: var(--serif); font-weight: 900; font-size: clamp(2.6rem, 5.4vw, 4rem); margin: .2rem 0 1.2rem; line-height: 1; color: #fff; }
.result-card__split { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; padding: 1rem 0; border-block: 1px dashed rgba(255,255,255,.2); }
.result-card__split span { display: block; font-size: .8rem; color: rgba(255,255,255,.65); }
.result-card__split b { font-size: 1.15rem; }
.result-card__split b.up { color: #7ee2a8; }
.chart { height: 170px; display: flex; align-items: flex-end; gap: 3px; margin: 1.5rem 0 .6rem; }
.bar { flex: 1; display: flex; flex-direction: column; justify-content: flex-end; height: 100%; min-width: 2px; }
.bar i { display: block; border-radius: 3px 3px 0 0; transition: height .5s cubic-bezier(.2,.9,.3,1); }
.bar .b-int { background: var(--gold); }
.bar .b-sav { background: #3f93cf; border-radius: 0; }
.chart__legend { display: flex; gap: 1.2rem; font-size: .8rem; color: rgba(255,255,255,.7); margin-bottom: 1.4rem; }
.chart__legend i { display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: .4rem; vertical-align: middle; }
.lg-saved { background: #3f93cf; } .lg-int { background: var(--gold); }

/* ---------- META ---------- */
.goal { padding: 110px 0; background: var(--cream-2); }
.goal__box { background: #fff; border-radius: 32px; box-shadow: var(--shadow); padding: 2.2rem; max-width: 920px; margin: 0 auto; }
.steps { list-style: none; display: flex; gap: .5rem; padding: 0; margin: 0 0 2rem; counter-reset: s; }
.steps li { flex: 1; display: flex; align-items: center; gap: .6rem; font-weight: 700; color: var(--slate); padding-bottom: .9rem; border-bottom: 3px solid var(--cream-2); transition: color .3s, border-color .3s; font-size: .95rem; }
.steps li span { width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; background: var(--cream-2); font-size: .85rem; transition: background .3s, color .3s; flex-shrink: 0; }
.steps li.is-active, .steps li.is-done { color: var(--ink); border-color: var(--blue); }
.steps li.is-active span, .steps li.is-done span { background: var(--blue); color: #fff; }
.goal__pane { display: none; animation: paneIn .45s cubic-bezier(.2,.9,.3,1.1); }
.goal__pane.is-active { display: block; }
@keyframes paneIn { from { opacity: 0; transform: translateX(24px); } }
.goal__options { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.goal-opt {
  border: 2px solid var(--cream-2); background: var(--cream); border-radius: 20px; padding: 1.3rem 1rem; cursor: pointer;
  font: 700 1rem var(--sans); color: var(--ink); text-align: left; transition: transform .25s cubic-bezier(.3,1.6,.5,1), border-color .25s, background .25s;
}
.goal-opt:hover { transform: translateY(-4px); border-color: var(--blue); }
.goal-opt { position: relative; overflow: hidden; background: #fff; }
.goal-opt::before { content: ""; position: absolute; width: 140px; height: 140px; right: -50px; top: -60px; border-radius: 50%; background: radial-gradient(circle, rgba(79,179,255,.18), transparent 70%); transition: transform .5s; }
.goal-opt:hover::before { transform: scale(1.4); }
.goal-opt .e { position: relative; width: 66px; height: 66px; border-radius: 20px; display: grid; place-items: center; margin-bottom: .8rem; background: linear-gradient(145deg, #eef7ff, #d4eafc); box-shadow: inset 0 -3px 0 rgba(0,87,148,.12), 0 8px 18px -10px rgba(0,87,148,.5); transition: transform .45s cubic-bezier(.3,1.6,.5,1); }
.goal-opt .e svg { width: 44px; height: 44px; overflow: visible; }
.goal-opt .e svg * { transform-box: fill-box; transform-origin: center; }
.goal-opt.is-picked { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(0,87,148,.15); }
.ill-pop { animation: twinkleSvg 2s ease-in-out infinite; }
.ill-beat { animation: beat 1.4s ease-in-out infinite; }
@keyframes beat { 0%, 100% { transform: scale(1); } 15% { transform: scale(1.18); } 30% { transform: scale(1); } 45% { transform: scale(1.12); } }
.goal-opt:hover .ill-fly { animation: fly .9s cubic-bezier(.3,1.4,.5,1); }
@keyframes fly { 40% { transform: translate(4px,-5px) rotate(-6deg); } }
.goal-opt:hover .e { transform: translateY(-4px) rotate(-6deg) scale(1.08); }
.goal-opt small { display: block; font-weight: 500; color: var(--slate); font-size: .82rem; margin-top: .2rem; }
.goal__q { font-family: var(--serif); font-size: 1.7rem; margin: 0 0 1.2rem; }
.money-input { display: flex; align-items: center; border-bottom: 3px solid var(--ink); max-width: 420px; }
.money-input span { font-family: var(--serif); font-size: 2.6rem; font-weight: 700; color: var(--blue); margin-right: .5rem; }
.money-input input { border: 0; outline: 0; font: 700 3rem var(--serif); color: var(--ink); width: 100%; background: transparent; padding: .2rem 0; }
.quick, .months { display: flex; flex-wrap: wrap; gap: .5rem; margin: 1.4rem 0; }
.quick button, .months button { border: 2px solid var(--cream-2); background: var(--cream); padding: .55rem 1rem; border-radius: 999px; font: 700 .9rem var(--sans); color: var(--ink); cursor: pointer; transition: all .2s; }
.quick button:hover, .months button:hover { border-color: var(--blue); }
.months button.is-active { background: var(--blue); border-color: var(--blue); color: #fff; }
.goal__nav { display: flex; justify-content: space-between; gap: 1rem; margin-top: 1.6rem; flex-wrap: wrap; }
.goal__summary { display: grid; grid-template-columns: auto 1fr; gap: 2rem; align-items: center; background: var(--cream); border-radius: 22px; padding: 1.6rem; }
.goal__summary p { margin: 0; }
.goal__monthly { font-family: var(--serif); font-weight: 900; font-size: clamp(2.4rem, 6vw, 3.6rem); color: var(--blue); line-height: 1.1; margin: .3rem 0 !important; }
.goal__detail { color: #4a6385; font-size: .92rem; }
.jar { width: 110px; height: 140px; border: 4px solid var(--ink); border-radius: 18px 18px 26px 26px; position: relative; overflow: hidden; background: #fff; }
.jar__lid { position: absolute; top: -4px; left: 14px; right: 14px; height: 14px; background: var(--ink); border-radius: 0 0 6px 6px; }
.jar__fill { position: absolute; left: 0; right: 0; bottom: 0; height: 0; background: repeating-linear-gradient(0deg, var(--gold) 0 12px, var(--gold-2) 12px 14px); transition: height 1.2s cubic-bezier(.2,.9,.3,1); }
.jar__label { position: absolute; inset: 0; display: grid; place-items: center; z-index: 2; }
.jar__label svg { width: 52px; height: 52px; background: rgba(255,255,255,.85); border-radius: 14px; padding: 5px; }

/* ---------- PERKS ---------- */
.perks { padding: 110px 0 120px; overflow: hidden; }
.perks__head { display: flex; justify-content: space-between; align-items: flex-end; gap: 1rem; margin-bottom: 2.4rem; }
.perks__head h2 em { color: var(--blue); }
.perks__arrows { display: flex; gap: .6rem; }
.perks__arrows button { width: 54px; height: 54px; border-radius: 50%; border: 2px solid var(--ink); background: transparent; font-size: 1.3rem; cursor: pointer; transition: all .25s; color: var(--ink); }
.perks__arrows button:hover { background: var(--ink); color: #fff; }
.perks__track {
  display: flex; gap: 1.2rem; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none;
  padding: 1rem max(16px, calc((100vw - 1180px) / 2)) 2rem; cursor: grab;
  scroll-padding-inline: max(16px, calc((100vw - 1180px) / 2));
}
.perks__track::-webkit-scrollbar { display: none; }
.perks__track.is-drag { cursor: grabbing; scroll-snap-type: none; }
.perk {
  flex: 0 0 min(300px, 78vw); min-height: 340px; border-radius: 28px; padding: 1.8rem; scroll-snap-align: start;
  display: flex; flex-direction: column; justify-content: flex-end; user-select: none; position: relative;
  transition: transform .35s cubic-bezier(.3,1.5,.5,1);
}
.perk:hover { transform: translateY(-10px) rotate(-1.5deg); }
.perk__ico { position: absolute; top: 1.6rem; left: 1.6rem; width: 72px; height: 72px; border-radius: 20px; display: grid; place-items: center; font-size: 2.2rem; background: rgba(255,255,255,.18); }
.perk h3 { font-size: 1.8rem; margin-bottom: .6rem; }
.perk p { margin: 0; font-size: .95rem; }
.perk--blue { background: var(--blue); color: #fff; }
.perk--gold { background: var(--gold); color: var(--ink); }
.perk--gold .perk__ico { background: rgba(255,255,255,.45); }
.perk--dark { background: var(--ink); color: #fff; }
.perk--cream { background: #fff; color: var(--ink); box-shadow: var(--shadow); }
.perk--cream .perk__ico { background: var(--cream); }

/* ---------- TRUST ---------- */
.trust { padding: 110px 0; background: #fff; }
.trust__grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 4rem; align-items: center; }
.trust__shield svg { width: min(340px, 100%); margin: 0 auto; filter: drop-shadow(0 30px 40px rgba(11,37,69,.3)); animation: float 6s ease-in-out infinite; }
.checks { list-style: none; padding: 0; margin: 1.8rem 0; display: grid; gap: 1rem; }
.checks li { padding-left: 2.4rem; position: relative; color: #3d5677; }
.checks li b { color: var(--ink); }
.checks li::before { content: "✓"; position: absolute; left: 0; top: 0; width: 28px; height: 28px; border-radius: 50%; background: var(--blue); color: #fff; display: grid; place-items: center; font-weight: 800; font-size: .85rem; }
.open-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.open-steps div { background: var(--cream); border-radius: 18px; padding: 1.1rem; transition: transform .3s; }
.open-steps div:hover { transform: translateY(-5px); }
.open-steps span { font-family: var(--serif); font-weight: 900; font-size: 1.8rem; color: var(--gold-2); }
.open-steps p { margin: .3rem 0 0; font-size: .9rem; font-weight: 600; }

/* ---------- FAQ ---------- */
.faq { padding: 110px 0; }
.faq__grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 3rem; align-items: start; }
.acc details { background: #fff; border-radius: 18px; margin-bottom: .8rem; box-shadow: 0 6px 20px -12px rgba(11,37,69,.3); overflow: hidden; }
.acc summary { list-style: none; cursor: pointer; padding: 1.2rem 3.4rem 1.2rem 1.4rem; font-weight: 700; font-size: 1.05rem; position: relative; }
.acc summary::-webkit-details-marker { display: none; }
.acc summary::after { content: "+"; position: absolute; right: 1.2rem; top: 50%; transform: translateY(-50%); width: 30px; height: 30px; border-radius: 50%; background: var(--cream); display: grid; place-items: center; font-size: 1.2rem; transition: transform .3s, background .3s, color .3s; }
.acc details[open] summary::after { transform: translateY(-50%) rotate(45deg); background: var(--blue); color: #fff; }
.acc details p { margin: 0; padding: 0 1.4rem 1.3rem; color: #3d5677; animation: paneIn .35s; }

/* ---------- FINAL ---------- */
.final { position: relative; background: radial-gradient(circle at 80% 0%, #1a78bd 0%, transparent 45%), linear-gradient(135deg, var(--blue) 0%, #0b2f55 100%); color: #fff; padding: 120px 0; overflow: hidden; text-align: center; }
.final h2 { font-size: clamp(2.4rem, 6vw, 5rem); font-weight: 900; margin-bottom: 2.2rem; }
.final h2 em { color: var(--gold); }
.final .btn--gold { background: #fff; color: var(--blue); box-shadow: 0 16px 30px -12px rgba(11,37,69,.6); }
.final .btn--gold:hover { background: var(--gold); color: var(--ink); }
.final__inner { position: relative; z-index: 2; }
.final__coins { position: absolute; inset: 0; pointer-events: none; }
.drop { position: absolute; top: -60px; width: 34px; height: 34px; border-radius: 50%; background: radial-gradient(circle at 35% 30%, #ffffff, #9fd3ff 45%, #2f7fc4); box-shadow: inset 0 0 0 3px #2a78c2; display: grid; place-items: center; font: 900 .8rem var(--serif); color: #0b3a6b; animation: drop linear forwards; }
@keyframes drop { to { transform: translateY(calc(100vh + 120px)) rotate(540deg); } }

/* ---------- FOOTER ---------- */
.footer { background: var(--ink); color: rgba(255,255,255,.8); padding: 70px 0 30px; }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1.2fr 1fr; gap: 2rem; }
.footer__logo { display: inline-block; }
.footer__logo img { height: 50px; width: auto; }
.footer__claim { font-family: var(--serif); font-size: 1.2rem; color: #fff; margin-top: 1rem; }
.footer h4 { color: var(--gold); text-transform: uppercase; letter-spacing: .14em; font-size: .78rem; margin: 0 0 1rem; }
.footer a, .footer span { display: block; text-decoration: none; margin-bottom: .55rem; font-size: .92rem; word-break: break-word; }
.footer a:hover { color: var(--gold); }
.footer__legal { border-top: 1px solid rgba(255,255,255,.12); margin-top: 3rem; padding-top: 1.6rem; font-size: .78rem; color: rgba(255,255,255,.55); }
.footer__legal a, .footer__legal span { display: inline; margin: 0; }

.wa-float { position: fixed; right: 20px; bottom: 20px; z-index: 60; width: 60px; height: 60px; border-radius: 50%; background: #25d366; display: grid; place-items: center; box-shadow: 0 12px 30px -8px rgba(37,211,102,.7); transition: transform .3s cubic-bezier(.3,1.6,.5,1); }
.wa-float:hover { transform: scale(1.1) rotate(-8deg); }
.wa-float::before { content: ""; position: absolute; inset: 0; border-radius: 50%; border: 2px solid #25d366; animation: ping 2s infinite; }
@keyframes ping { to { transform: scale(1.6); opacity: 0; } }

/* ---------- Reveal ---------- */
.reveal { opacity: 0; transform: translateY(40px); transition: opacity .8s ease, transform .8s cubic-bezier(.2,.9,.3,1); }
.reveal.is-in { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .nav__links { gap: 1rem; }
  .nav__cta { white-space: nowrap; }
}
@media (max-width: 980px) {
  .hero__inner, .sim__grid, .trust__grid, .faq__grid { grid-template-columns: 1fr; }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .result-card { position: static; }
  .rural__head, .member__grid, .app__grid { grid-template-columns: 1fr; }
  .bento { grid-template-columns: repeat(2, 1fr); grid-auto-rows: 200px; }
  .member__badge { right: 12px; }
}
@media (max-width: 640px) {
  .bento { grid-auto-rows: 160px; gap: .7rem; }
  .bento__item--feature { grid-column: span 2; grid-row: span 3; }
  .bento__stat { padding: 1rem; }
  .member__badge { width: 100px; height: 100px; }
  .rates__finder { grid-template-columns: 1fr; }
  .app__visual { min-height: 560px; }
  .app__photo { width: 100%; height: 260px; top: auto; bottom: 0; }
  .phone { left: 4px; margin-left: 0; transform: scale(.78); transform-origin: top left; }
  .app__photo { height: 300px; width: 82%; right: 0; object-position: 42% center; }
  .app__visual { min-height: 440px; }
  .app__tag { bottom: 8px; }
  .rates__libre { flex-direction: column; align-items: flex-start; }
  .member__badge b { font-size: 1.7rem; }
}
@media (max-width: 1080px) {
  .nav { gap: .6rem; }
  .nav__links {
    position: fixed; top: 76px; left: 16px; right: 16px; flex-direction: column; gap: 0;
    background: #fff; border-radius: 22px; padding: .6rem; box-shadow: var(--shadow);
    opacity: 0; transform: translateY(-10px); pointer-events: none; transition: all .3s;
  }
  .nav__links.is-open { opacity: 1; transform: none; pointer-events: auto; }
  .nav__links a { padding: .9rem 1rem; border-radius: 14px; }
  .nav__links a:hover { background: var(--cream); }
  .nav__cta { display: none; }
  .nav__burger { display: block; }
}
@media (max-width: 640px) {
  .nav__logo img { height: 30px; }
  .cards, .goal__options, .open-steps { grid-template-columns: 1fr; }
  .goal__options { grid-template-columns: 1fr 1fr; }
  .hero { padding: 90px 0 210px; }
  .hero__stats { grid-template-columns: 1fr 1fr; }
  .stat { padding: 1rem; }
  .goal__box { padding: 1.3rem; }
  .steps li { font-size: .8rem; }
  .goal__summary { grid-template-columns: 1fr; justify-items: start; }
  .money-input input { font-size: 2.2rem; }
  .footer__grid { grid-template-columns: 1fr; }
  .perks__head { flex-direction: column; align-items: flex-start; }
  .ribbon__track { font-size: 1.15rem; }
}
/* =========================================================
   PÁGINAS INTERNAS (SEO)
   ========================================================= */
.footer__grid--5 { grid-template-columns: 1.3fr 1fr 1.1fr 1.1fr .9fr; }
.nav__links a.is-current { color: var(--blue); }
.nav__links a.is-current::after { right: 0; }
.pg-hero { background: radial-gradient(circle at 85% 0%, #1a78bd 0%, transparent 45%), linear-gradient(135deg, var(--blue), #0b2f55); color: #fff; padding: 130px 0 70px; }
.crumbs { font-size: .82rem; margin-bottom: 1.4rem; opacity: .85; display: flex; flex-wrap: wrap; gap: .4rem; align-items: center; }
.crumbs a { color: #cfe8ff; text-decoration: none; }
.crumbs a:hover { text-decoration: underline; }
.crumbs b { font-weight: 600; }
.pg-hero h1 { font-family: var(--serif); font-weight: 900; font-size: clamp(2.2rem, 5vw, 3.8rem); line-height: 1.05; max-width: 820px; margin: 0 0 1rem; }
.pg-hero__lead { font-size: 1.12rem; max-width: 680px; opacity: .92; margin: 0 0 1.8rem; }
.pg-hero__actions { display: flex; flex-wrap: wrap; gap: .8rem; }
.pg-hero__stats { display: flex; flex-wrap: wrap; gap: 1rem; margin-top: 2rem; }
.pg-hero__stats div { background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2); border-radius: 18px; padding: .9rem 1.3rem; }
.pg-hero__stats b { display: block; font-family: var(--serif); font-size: 1.7rem; color: var(--gold); line-height: 1.1; }
.pg-hero__stats span { font-size: .85rem; opacity: .85; }
.pg-body { padding: 70px 0; background: #fff; }
.pg-grid { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 3rem; align-items: start; }
.prose { font-size: 1.05rem; color: #2c4466; line-height: 1.75; }
.prose h2 { font-family: var(--serif); font-size: clamp(1.5rem, 3vw, 2rem); color: var(--ink); margin: 2.4rem 0 .9rem; line-height: 1.2; }
.prose h2:first-child { margin-top: 0; }
.prose p { margin: 0 0 1rem; }
.prose a { color: var(--blue); font-weight: 600; }
.prose ul, .prose ol { padding-left: 1.3rem; margin: 0 0 1.2rem; }
.prose li { margin-bottom: .45rem; }
.prose strong { color: var(--ink); }
.prose .note { font-size: .85rem; color: var(--slate); }
.checks-list { list-style: none; padding: 0 !important; }
.checks-list li { padding-left: 2rem; position: relative; }
.checks-list li::before { content: "✓"; position: absolute; left: 0; top: .2rem; width: 22px; height: 22px; border-radius: 50%; background: var(--blue); color: #fff; font-size: .75rem; font-weight: 800; display: grid; place-items: center; }
.rate-box { display: grid; gap: .2rem; background: linear-gradient(135deg, #eaf5ff, #d6ebfb); border-radius: 20px; padding: 1.3rem 1.5rem; margin: 0 0 1.4rem; }
.rate-box span { font-weight: 700; color: var(--blue); font-size: .9rem; }
.rate-box b { font-family: var(--serif); font-size: 2.4rem; color: var(--ink); line-height: 1.1; }
.rate-box small { color: var(--slate); }
.tbl-wrap { overflow-x: auto; border-radius: 18px; box-shadow: 0 10px 30px -18px rgba(11,37,69,.4); margin: 0 0 1rem; border: 1px solid #e3eaef; }
.tbl { width: 100%; border-collapse: collapse; font-size: .92rem; min-width: 560px; }
.tbl caption { text-align: left; padding: .8rem 1rem; font-weight: 700; color: var(--ink); background: #f4f8fd; }
.tbl th, .tbl td { padding: .7rem .8rem; border-bottom: 1px solid #e3eaef; text-align: left; vertical-align: top; }
.tbl thead th { background: var(--blue); color: #fff; font-size: .82rem; }
.tbl thead th a { color: #fff; }
.tbl tbody th { background: #f4f8fd; color: var(--ink); font-weight: 700; white-space: nowrap; }
.tbl--rates td { text-align: center; font-weight: 700; color: var(--ink); }
.tbl--rates tbody tr:last-child td:last-child { background: var(--gold); }
.pg-aside { position: sticky; top: 100px; }
.pg-aside__card { background: linear-gradient(160deg, #0f3f75, #0b2545); color: #fff; border-radius: 26px; padding: 1.6rem; box-shadow: 0 30px 60px -30px rgba(11,37,69,.7); }
.pg-aside__card small { opacity: .75; font-weight: 600; }
.pg-aside__card > b { display: block; font-family: var(--serif); font-size: 1.6rem; margin-bottom: .8rem; }
.pg-aside__card ul { list-style: none; padding: 0; margin: 0 0 1.2rem; display: grid; gap: .5rem; }
.pg-aside__card li::before { content: "✓ "; color: var(--gold); font-weight: 800; }
.pg-aside__card strong { color: var(--gold); }
.pg-aside__card .btn--blue { background: var(--gold); color: var(--ink); }
.pg-aside__link { display: block; margin-top: .9rem; color: #cfe8ff; font-weight: 700; font-size: .9rem; text-decoration: none; }
.pg-aside__card p { font-size: .75rem; opacity: .65; margin: .8rem 0 0; }
.pg-faq { padding: 70px 0; background: var(--cream); }
.pg-faq h2, .pg-related h2 { font-family: var(--serif); font-size: clamp(1.7rem, 3.4vw, 2.4rem); margin-bottom: 1.4rem; }
.pg-faq .acc { max-width: 860px; }
.pg-related { padding: 70px 0; background: #fff; }
.pg-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.pg-card { position: relative; display: grid; gap: .3rem; padding: 1.4rem 3rem 1.4rem 1.4rem; border-radius: 20px; background: var(--cream); text-decoration: none; color: var(--ink); border: 1px solid #e3eaef; transition: transform .3s cubic-bezier(.3,1.6,.5,1), box-shadow .3s; }
.pg-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.pg-card span { font-size: .75rem; font-weight: 800; color: var(--blue); text-transform: uppercase; letter-spacing: .1em; }
.pg-card b { font-family: var(--serif); font-size: 1.25rem; }
.pg-card i { position: absolute; right: 1.2rem; top: 50%; transform: translateY(-50%); font-style: normal; font-size: 1.4rem; color: var(--blue); }
.pg-cta { padding: 80px 0; text-align: center; background: linear-gradient(135deg, var(--blue), #0b2f55); color: #fff; }
.pg-cta h2 { font-family: var(--serif); font-size: clamp(1.9rem, 4vw, 3rem); margin-bottom: .8rem; }
.pg-cta p { opacity: .9; margin: 0 0 1.8rem; }
.pg-cta__btn { background: #fff; color: var(--blue); }
.towns-list { list-style: none; padding: 0 !important; display: grid; grid-template-columns: repeat(auto-fill, minmax(170px, 1fr)); gap: .6rem; }
.towns-list li { background: #f4f8fd; border-radius: 12px; padding: .6rem .8rem; font-weight: 600; color: var(--ink); margin: 0; }
.guide-list { display: grid; gap: 1rem; }
.guide-item { display: grid; gap: .3rem; padding: 1.4rem; border-radius: 20px; background: #f4f8fd; text-decoration: none !important; border: 1px solid #e3eaef; transition: transform .3s; }
.guide-item:hover { transform: translateX(6px); }
.guide-item b { font-family: var(--serif); font-size: 1.35rem; color: var(--ink); }
.guide-item span { color: #3d5677; font-weight: 400; font-size: .95rem; }
.ally-logo { margin-top: 1.8rem; display: inline-grid; place-items: center; background: #fff; border-radius: 20px; padding: 1rem 1.6rem; min-width: 220px; height: 100px; box-shadow: 0 18px 40px -20px rgba(0,0,0,.5); }
.ally-logo img { max-height: 64px; max-width: 220px; object-fit: contain; }
.ally-facts { list-style: none; padding: 0 !important; display: grid; grid-template-columns: repeat(3, 1fr); gap: .7rem; }
.ally-facts li { background: #f4f8fd; border-radius: 14px; padding: .8rem 1rem; margin: 0; }
.ally-facts span { display: block; font-size: .72rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; color: var(--slate); }
.ally-facts b { color: var(--ink); }
.ally-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: .9rem; margin-top: 1.4rem; }
.ally-card { display: grid; justify-items: center; text-align: center; gap: .35rem; padding: 1.1rem .8rem; border-radius: 18px; background: #fff; border: 1px solid #e3eaef; text-decoration: none !important; box-shadow: 0 8px 22px -16px rgba(11,37,69,.4); transition: transform .3s cubic-bezier(.3,1.6,.5,1); }
.ally-card:hover { transform: translateY(-4px); }
.ally-card img { height: 54px; max-width: 80%; object-fit: contain; margin-bottom: .3rem; }
.ally-card b { font-family: var(--serif); color: var(--ink); font-size: 1.05rem; }
.ally-card span { font-size: .78rem; color: var(--slate); font-weight: 500; }
.pmodal__more { display: inline-block; margin: -.6rem 0 1.2rem; color: var(--blue); font-weight: 700; font-size: .9rem; }
.partners__all { display: block; width: fit-content; margin: 1.8rem auto 0; }
@media (max-width: 640px) {
  .ally-facts { grid-template-columns: 1fr; }
  .ally-grid { grid-template-columns: repeat(2, 1fr); }
  .ally-logo { min-width: 0; width: 100%; }
}
.card__more { display: inline-block; margin-top: .6rem; font-weight: 700; font-size: .88rem; color: var(--blue); text-decoration: none; }
.card__more:hover { text-decoration: underline; }
@media (max-width: 980px) {
  .pg-grid { grid-template-columns: minmax(0, 1fr); }
  .pg-aside { position: static; }
  .pg-cards { grid-template-columns: 1fr; }
  .footer__grid--5 { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .pg-hero { padding: 100px 0 50px; }
  .footer__grid--5 { grid-template-columns: 1fr; }
  body.pg { padding-bottom: 0; }
  body.pg .wa-float { display: grid; }
}

/* =========================================================
   ANIMACIONES "CON AURA"
   ========================================================= */
/* Pantalla de entrada: la marca se arma letra por letra */
.splash { animation: splashAuto 0s 6s forwards; position: fixed; inset: 0; z-index: 200; display: grid; place-items: center; background: radial-gradient(circle at 50% 40%, #ffffff 0%, #eaf4fd 60%, #d6e9fa 100%); transition: transform .9s cubic-bezier(.7,0,.2,1), opacity .5s; }
.splash.is-out { transform: translateY(-100%); }
.splash.is-gone { display: none; }
@keyframes splashAuto { to { visibility: hidden; } }
.splash__inner { position: relative; display: grid; justify-items: center; }
.splash__icon { width: 120px; height: 72px; clip-path: inset(100% 0 0 0); animation: drawUp 1s .15s cubic-bezier(.6,0,.2,1) forwards; }
.splash__icon img { width: 100%; height: 100%; object-fit: contain; transform: scale(.7); animation: iconPop .9s .2s cubic-bezier(.3,1.6,.5,1) forwards; }
@keyframes drawUp { to { clip-path: inset(0 0 0 0); } }
@keyframes iconPop { to { transform: none; } }
.splash__word { font-family: var(--serif); font-weight: 900; font-size: clamp(3.4rem, 12vw, 6.5rem); color: var(--blue); line-height: 1; margin-top: .6rem; display: flex; }
.splash__word span { display: inline-block; opacity: 0; transform: translateY(40%) scale(.4) rotate(-8deg); animation: letterIn .55s cubic-bezier(.3,1.6,.5,1) forwards; }
@keyframes letterIn { to { opacity: 1; transform: none; } }
.splash__sub { font-family: var(--serif); font-style: italic; font-weight: 700; font-size: clamp(1.3rem, 4vw, 2rem); color: #1f8fe5; letter-spacing: .04em; opacity: 0; transform: translateY(10px); animation: subIn .6s 1.25s ease forwards; }
@keyframes subIn { to { opacity: 1; transform: none; } }
.splash__tag { margin: 1.6rem 0 0; text-align: center; font-family: var(--serif); font-weight: 600; font-size: clamp(1.1rem, 3.2vw, 1.6rem); line-height: 1.25; color: var(--ink); opacity: 0; transform: translateY(14px); animation: subIn .7s 1.7s ease forwards; padding: 0 16px; }
.splash__tag em { color: #1f8fe5; }
.splash__tag::before { content: ""; display: block; width: 0; height: 2px; margin: 0 auto 1.1rem; background: #4fb3ff; border-radius: 2px; animation: lineGrow .6s 1.6s ease forwards; }
@keyframes lineGrow { to { width: 70px; } }
.splash__star { position: absolute; width: 22px; height: 22px; fill: #4fb3ff; top: 34px; right: -26px; opacity: 0; animation: starTw 1.4s 1.1s ease-in-out infinite; }
.splash__star--2 { width: 14px; height: 14px; top: auto; bottom: 20px; left: -24px; right: auto; animation-delay: 1.4s; fill: var(--blue); }
@keyframes starTw { 0%, 100% { opacity: 0; transform: scale(.3) rotate(0); } 50% { opacity: 1; transform: scale(1) rotate(90deg); } }

/* Barra de carga fina (como en el video) */
.splash__bar { display: block; width: min(260px, 60vw); height: 3px; margin: 1.8rem auto 0; background: rgba(0,87,148,.12); border-radius: 3px; overflow: hidden; }
.splash__bar i { display: block; height: 100%; width: 0; background: linear-gradient(90deg, var(--blue), #4fb3ff); border-radius: 3px; animation: barFill 3.2s .2s cubic-bezier(.4,0,.2,1) forwards; }
@keyframes barFill { to { width: 100%; } }

/* Stickers inclinados que se balancean */
.sticker { display: inline-block; font-family: var(--sans); font-weight: 800; font-size: .85rem; letter-spacing: .01em; color: var(--ink); background: #4fb3ff; border: 2px solid var(--ink); border-radius: 12px; padding: .45rem .85rem; box-shadow: 4px 4px 0 var(--ink); transform: rotate(-5deg); animation: wobble 3.2s ease-in-out infinite; margin-bottom: 1rem; white-space: nowrap; }
.sticker--alt { background: #fff; transform: rotate(4deg); animation-delay: -1.2s; }
.sticker--light { background: #fff; color: var(--blue); border-color: #fff; box-shadow: 4px 4px 0 #4fb3ff; }
.sticker--hero { position: absolute; top: 200px; right: 2%; background: #fff; color: var(--blue); border-color: var(--ink); z-index: 2; }
.hero__copy { position: relative; }
@keyframes wobble { 0%, 100% { rotate: -5deg; translate: 0 0; } 50% { rotate: 3deg; translate: 0 -5px; } }
.section-head .sticker { display: table; margin: 0 auto 1rem; }
.section-head--left .sticker { margin-left: 0; }

/* Fondo a cuadros suave (como la sección de menú del video) */
.goal { background-color: #f2f8fe; background-image: repeating-conic-gradient(#e4f0fb 0 25%, transparent 0 50%); background-size: 56px 56px; }

/* Secciones que suben y se montan sobre la anterior */
.sim, .goal, .app, .final { position: relative; z-index: 1; border-radius: 48px 48px 0 0; margin-top: -48px; box-shadow: 0 -24px 50px -30px rgba(11,37,69,.45); }
.stack-in { transform: translateY(70px) scale(.98); transition: transform 1s cubic-bezier(.2,.9,.3,1); }
.stack-in.is-stacked { transform: none; }

/* Títulos que suben palabra por palabra */
.wsplit .w { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .08em; margin-bottom: -.08em; }
.wsplit .w > span { display: inline-block; transform: translateY(105%); transition: transform .8s cubic-bezier(.2,.9,.3,1); transition-delay: calc(var(--i) * 70ms + 120ms); }
.is-in .wsplit .w > span, .wsplit.is-in .w > span { transform: none; }

/* Grupos que aparecen en cascada */
.cascade > * { opacity: 0; transform: translateY(34px) scale(.96); transition: opacity .6s ease, transform .7s cubic-bezier(.2,.9,.3,1.15); }
.cascade.is-in > *, .is-in .cascade > * { opacity: 1; transform: none; }
.cascade > *:nth-child(2) { transition-delay: .1s; } .cascade > *:nth-child(3) { transition-delay: .2s; }
.cascade > *:nth-child(4) { transition-delay: .3s; } .cascade > *:nth-child(5) { transition-delay: .4s; }
.cascade > *:nth-child(6) { transition-delay: .5s; }

/* Destello sutil junto a los títulos de sección */
.eyebrow { position: relative; }
.eyebrow::after { content: "✦"; position: absolute; right: -1.2em; top: -.35em; color: #4fb3ff; font-size: 1em; animation: twinkle 2.6s ease-in-out infinite; }

/* =========================================================
   EXPERIENCIA MÓVIL
   ========================================================= */
.progress { position: fixed; top: 0; left: 0; height: 3px; width: 0; background: linear-gradient(90deg, var(--gold), #8fd0ff); z-index: 70; box-shadow: 0 0 10px rgba(79,179,255,.7); }
.tabbar, .sim-peek, .dots, .swipe-hint, .nav__mcta { display: none; }
button, a, input, select { touch-action: manipulation; -webkit-tap-highlight-color: transparent; }

@media (max-width: 1080px) {
  /* menú a pantalla completa */
  .nav__links {
    top: -14px; left: -16px; right: auto; width: 100vw; height: 100dvh; border-radius: 0;
    background: var(--ink); padding: 100px 24px 40px; gap: .2rem; justify-content: flex-start; overflow-y: auto;
  }
  .nav__links a { color: #fff; font-family: var(--serif); font-size: 1.7rem; font-weight: 700; padding: .7rem .4rem; border-bottom: 1px solid rgba(255,255,255,.1); border-radius: 0; opacity: 0; transform: translateX(-20px); transition: opacity .35s, transform .35s; }
  .nav__links a::after { display: none; }
  .nav__links a:hover { background: transparent; color: var(--gold); }
  .nav__links.is-open a { opacity: 1; transform: none; }
  .nav__links.is-open a:nth-child(2) { transition-delay: .04s; } .nav__links.is-open a:nth-child(3) { transition-delay: .08s; }
  .nav__links.is-open a:nth-child(4) { transition-delay: .12s; } .nav__links.is-open a:nth-child(5) { transition-delay: .16s; }
  .nav__links.is-open a:nth-child(6) { transition-delay: .2s; } .nav__links.is-open a:nth-child(7) { transition-delay: .24s; }
  .nav__links.is-open a:nth-child(8) { transition-delay: .28s; } .nav__links.is-open a:nth-child(9) { transition-delay: .32s; }
  .nav__links.is-open a:nth-child(10) { transition-delay: .36s; }
  .nav__links .nav__mcta { display: block; margin-top: 1.4rem; background: var(--gold); color: var(--ink); border-radius: 999px; text-align: center; font-family: var(--sans); font-size: 1.05rem; font-weight: 800; padding: 1rem; border: 0; }
  .nav__burger { position: relative; z-index: 2; }
  .nav__logo { position: relative; z-index: 2; }
  body.menu-open { overflow: hidden; }
}

@media (max-width: 760px) {
  body { padding-bottom: 84px; }
  .wa-float { display: none; }

  /* barra inferior tipo app */
  .tabbar {
    display: grid; grid-template-columns: repeat(5, 1fr); align-items: end;
    position: fixed; left: 10px; right: 10px; bottom: calc(10px + env(safe-area-inset-bottom)); z-index: 60;
    background: rgba(255,255,255,.96); backdrop-filter: blur(14px); border-radius: 24px; padding: 8px 6px;
    box-shadow: 0 18px 40px -12px rgba(11,37,69,.45), 0 0 0 1px rgba(11,37,69,.06);
  }
  .tabbar a { display: grid; justify-items: center; gap: 3px; text-decoration: none; color: var(--slate); font-size: .68rem; font-weight: 700; padding: 4px 0; border-radius: 14px; transition: color .25s, transform .2s; }
  .tabbar a svg { width: 24px; height: 24px; transition: transform .3s cubic-bezier(.3,1.6,.5,1); }
  .tabbar a.is-active { color: var(--blue); }
  .tabbar a.is-active svg { transform: translateY(-2px) scale(1.1); }
  .tabbar a:active { transform: scale(.9); }
  .tabbar__main { position: relative; color: var(--ink) !important; }
  .tabbar__main svg { width: 30px !important; height: 30px !important; background: var(--gold); border-radius: 18px; padding: 9px; box-sizing: content-box; margin-top: -26px; box-shadow: 0 10px 20px -6px rgba(31,143,229,.8); }
  .tabbar__wa { color: #1fa855 !important; }

  /* resultado del simulador siempre visible */
  .sim-peek {
    display: flex; align-items: center; gap: .8rem; position: fixed; left: 14px; right: 14px; bottom: calc(92px + env(safe-area-inset-bottom)); z-index: 59;
    background: var(--ink); color: #fff; border-radius: 18px; padding: .7rem .9rem; box-shadow: 0 14px 30px -10px rgba(0,0,0,.5);
    transform: translateY(140%); opacity: 0; transition: transform .4s cubic-bezier(.2,.9,.3,1.2), opacity .3s; pointer-events: none;
  }
  .sim-peek.is-on { transform: none; opacity: 1; pointer-events: auto; }
  .sim-peek div { display: grid; line-height: 1.1; flex: 1; }
  .sim-peek small { font-size: .7rem; opacity: .7; }
  .sim-peek b { font-family: var(--serif); font-size: 1.35rem; color: var(--gold); }
  .sim-peek span { font-size: .72rem; font-weight: 700; background: rgba(255,255,255,.12); padding: .3rem .55rem; border-radius: 8px; }
  .sim-peek a { color: #fff; font-size: .75rem; font-weight: 700; text-decoration: none; white-space: nowrap; }
}

@media (max-width: 640px) {
  h2 { font-size: 2rem; }
  .section-head { margin-bottom: 1.8rem; }
  .section-head p { font-size: .98rem; }
  .catalog, .member, .sim, .rates, .goal, .app, .perks, .trust, .partners, .faq, .final { padding-top: 64px; padding-bottom: 64px; }
  .rural, .insta { padding-top: 64px; }
  .sim, .goal, .app, .final { border-radius: 30px 30px 0 0; margin-top: -30px; }
  .sticker { font-size: .78rem; }
  .sticker--hero { position: static; margin-bottom: .6rem; }
  .intro { height: 170vh; }
  .hero { padding: 96px 0 170px; }
  .hero__title { font-size: 2.9rem; margin: 1rem 0; }
  .hero__lead { font-size: 1rem; }
  .hero__actions .btn { flex: 1; }
  .stat b { font-size: 1.6rem; }
  .stat span { font-size: .78rem; }

  /* galería rural compacta */
  .bento { grid-auto-rows: 130px; }
  .bento__item--feature { grid-column: span 1; grid-row: span 2; }
  .bento__item--feature figcaption { font-size: .7rem; left: .6rem; right: .6rem; bottom: .6rem; padding: .35rem .6rem; }
  .bento__stat b { font-size: 2.4rem; }
  .bento__stat span { font-size: .78rem; }

  /* tarjetas en carrusel deslizable */
  .chips { flex-wrap: nowrap; overflow-x: auto; justify-content: flex-start; margin: 0 -16px 1.4rem; padding: 4px 16px; scrollbar-width: none; }
  .chips::-webkit-scrollbar { display: none; }
  .chip { flex-shrink: 0; }
  .cards { display: flex; overflow-x: auto; scroll-snap-type: x mandatory; gap: 14px; margin: 0 -16px; padding: 8px 16px 20px; scrollbar-width: none; }
  .cards::-webkit-scrollbar { display: none; }
  .card { flex: 0 0 86%; scroll-snap-align: center; }
  .dots { display: flex; justify-content: center; gap: 6px; }
  .dots i { width: 8px; height: 8px; border-radius: 8px; background: var(--cream-2); transition: width .3s, background .3s; }
  .dots i.is-on { width: 24px; background: var(--blue); }

  /* simulador */
  .sim__panel h2 { margin-bottom: 1.4rem; }
  .seg button { padding: .75rem .3rem; font-size: .82rem; }
  input[type="range"] { height: 10px; }
  input[type="range"]::-webkit-slider-thumb { width: 32px; height: 32px; }
  .result-card { padding: 1.4rem; }
  .chart { height: 120px; }

  /* tarifario */
  .swipe-hint { display: block; text-align: center; font-size: .8rem; font-weight: 700; color: var(--blue); margin: 0 0 .6rem; animation: nudge 2s ease-in-out infinite; }
  @keyframes nudge { 50% { transform: translateX(8px); } }
  .rates__wrap { max-height: 430px; overflow: auto; }
  .rates__table thead th { position: sticky; top: 0; z-index: 2; }
  .rates__table thead th:first-child { z-index: 3; }
  .rates__table { font-size: .82rem; min-width: 640px; }
  .rates__table td button { padding: .6rem .3rem; font-size: .85rem; }

  /* aliados más compactos */
  .partners__grid { grid-template-columns: repeat(3, 1fr); gap: .5rem; }
  .partner { height: 70px; padding: .5rem; border-radius: 14px; }
  .partner img { max-height: 38px; }

  .app__copy p { font-size: 1rem; }
  .perk { min-height: 290px; }
  .goal__options .goal-opt { padding: 1rem .8rem; }
  .final h2 { font-size: 2.2rem; }
  .btn:active, .chip:active, .goal-opt:active, .seg button:active { transform: scale(.96); }
}

/* =========================================================
   NAVIDAD (se activa sola del 1 nov al 6 ene con body.xmas)
   ========================================================= */
.xmas-only { display: none !important; }
body.xmas .xmas-only { display: revert !important; }
body.xmas .snow, body.xmas .xmas-lights { display: block !important; }
body.xmas .xmas-cards { display: grid !important; }
body.xmas .xmas-pill { display: inline-flex !important; }
:root { --xred: #d93650; --xgold: #f2c14e; }

/* gorro navideño sobre el logo */
body.xmas .nav__logo { position: relative; }
body.xmas .nav__logo::before {
  content: ""; position: absolute; left: -7px; top: -13px; width: 30px; height: 26px; z-index: 3; transform: rotate(-18deg); pointer-events: none;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 60 52'%3E%3Cpath d='M8 40 C14 18 30 4 50 8 C44 16 46 28 52 40Z' fill='%23d93650'/%3E%3Crect x='4' y='36' width='52' height='12' rx='6' fill='%23fff'/%3E%3Ccircle cx='51' cy='8' r='7' fill='%23fff'/%3E%3C/svg%3E") no-repeat center / contain;
}
body.xmas.menu-open .nav__logo::before { display: none; }

/* luces sobre la portada */
.xmas-lights { position: absolute; top: 0; left: 0; right: 0; height: 34px; z-index: 1; pointer-events: none;
  background: radial-gradient(circle at 50% 70%, var(--xgold) 0 4px, transparent 5px) 0 0 / 44px 34px,
              radial-gradient(circle at 50% 70%, #8fd0ff 0 4px, transparent 5px) 22px 0 / 44px 34px;
  -webkit-mask: linear-gradient(#000, #000); }
.xmas-lights::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 22px; border-bottom: 2px solid rgba(255,255,255,.35); border-radius: 0 0 50% 50% / 0 0 100% 100%; }
@media (min-width: 761px) and (prefers-reduced-motion: no-preference) {
  .xmas-lights { animation: lights 1.6s steps(2) infinite; }
  @keyframes lights { 50% { filter: brightness(1.6) drop-shadow(0 0 6px rgba(255,255,255,.8)); } }
}

/* nieve (solo computadora; en celular no se mueve) */
.snow { position: absolute; inset: 0; overflow: hidden; pointer-events: none; z-index: 0; }
.flake { position: absolute; top: -12px; color: #fff; opacity: .85; font-size: 12px; animation: snowfall linear infinite; text-shadow: 0 0 6px rgba(255,255,255,.6); }
@keyframes snowfall { to { transform: translate3d(var(--dx, 20px), 110vh, 0) rotate(240deg); } }
.hero__inner { position: relative; z-index: 2; }

/* pastilla navideña en la portada */
.xmas-pill { display: inline-flex; align-items: center; gap: .4rem; margin-bottom: 1rem; padding: .5rem 1rem; border-radius: 999px; background: #fff; color: var(--xred); font-weight: 800; font-size: .88rem; text-decoration: none; box-shadow: 0 10px 24px -12px rgba(0,0,0,.5), inset 0 0 0 2px rgba(217,54,80,.25); }
.xmas-pill:hover { background: #fff5f6; }
.splash__xmas { margin-top: .8rem; font-weight: 800; letter-spacing: .08em; color: var(--xred); font-size: .95rem; opacity: 0; animation: subIn .6s 1.4s ease forwards; }

/* sección de campaña */
.xmas-sec { position: relative; padding: 90px 0; overflow: hidden;
  background: radial-gradient(circle at 10% 10%, rgba(255,255,255,.9) 0 2px, transparent 3px) 0 0 / 46px 46px,
              radial-gradient(circle at 60% 40%, rgba(79,179,255,.35) 0 2px, transparent 3px) 0 0 / 62px 62px,
              linear-gradient(180deg, #eaf5ff, #f8fbff); }
.xmas-sec h2 em { color: var(--xred); }
.xmas-cards { grid-template-columns: repeat(3, 1fr); gap: 1.2rem; }
.xmas-card { position: relative; display: grid; gap: .5rem; padding: 1.6rem; border-radius: 24px; background: #fff; text-decoration: none; color: var(--ink); box-shadow: var(--shadow); border-top: 6px solid var(--xred); transition: transform .3s cubic-bezier(.3,1.6,.5,1); }
.xmas-card:nth-child(2) { border-top-color: var(--blue); }
.xmas-card:nth-child(3) { border-top-color: var(--xgold); }
.xmas-card:hover { transform: translateY(-6px); }
.xmas-card__ico { font-size: 2rem; }
.xmas-card b { font-family: var(--serif); font-size: 1.35rem; }
.xmas-card p { margin: 0; color: #3d5677; font-size: .95rem; }
.xmas-card i { font-style: normal; font-weight: 800; color: var(--blue); font-size: .9rem; margin-top: .3rem; }
.footer__xmas { color: #fff; font-weight: 700; text-align: center; margin: 0 0 1rem; }

/* =========================================================
   AHORRA EN LIMA
   ========================================================= */
.pg-map { position: relative; height: 320px; border-radius: 20px; overflow: hidden; margin: 0 0 1.4rem; box-shadow: var(--shadow); }
.pg-map iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.lima { padding: 100px 0; background: #fff; }
.lima__grid { display: grid; grid-template-columns: 1.05fr 1fr; gap: 3rem; align-items: center; }
.lima__copy em { color: var(--blue); }
.lima__copy > p { font-size: 1.06rem; color: #3d5677; margin: 1rem 0 1.2rem; }
.lima__districts { list-style: none; padding: 0; margin: 0 0 1.6rem; display: flex; flex-wrap: wrap; gap: .4rem; }
.lima__districts li { background: #eef6fd; color: var(--ink); font-weight: 600; font-size: .82rem; padding: .35rem .7rem; border-radius: 999px; }
.lima__actions { display: flex; flex-wrap: wrap; gap: .7rem; }
.lima__prov { margin: 1.2rem 0 0; font-size: .92rem; color: #3d5677; }
.lima__prov a { color: var(--blue); font-weight: 700; }
.lima__map { position: relative; border-radius: 28px; overflow: hidden; box-shadow: var(--shadow); min-height: 420px; background: #eaf5ff; }
.lima__map iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.lima__pin { position: absolute; left: 1rem; bottom: 1rem; background: #fff; border-radius: 16px; padding: .7rem 1rem; box-shadow: 0 12px 30px -14px rgba(11,37,69,.5); display: grid; }
.lima__pin b { color: var(--blue); }
.lima__pin span { font-size: .85rem; color: #3d5677; }
@media (max-width: 980px) {
  .lima__grid { grid-template-columns: minmax(0, 1fr); }
  .xmas-cards { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  .lima, .xmas-sec { padding: 56px 0; }
  .lima__map { min-height: 260px; }
  .lima__actions .btn { width: 100%; }
  .lima__districts li { font-size: .76rem; }
  .xmas-card { padding: 1.2rem; }
  .xmas-card:hover { transform: none; }
  .xmas-pill { font-size: .8rem; }
  .flake { animation: none; display: none; }
}

/* =========================================================
   CELULAR TRANQUILO: sin efectos que mareen
   ========================================================= */
@media (max-width: 760px) {
  /* la moneda giratoria se omite: la página empieza en la portada */
  .intro { display: none; }
  .hero { padding-top: 92px; }
  .nav.is-hidden { transform: none; }

  /* nada se mueve solo */
  .ribbon__track, .towns__track { animation: none; }
  .ribbons { position: relative; bottom: auto; margin-top: 2.2rem; }
  .ribbon { padding: .75rem 0; }
  .ribbon__track { font-size: 1rem; }
  .ribbon--gold .ribbon__track { font-size: .78rem; }
  .hero { padding-bottom: 0; }
  .towns { margin-top: 2rem; }
  .sticker, .sticker--alt { animation: none; transform: rotate(-3deg); box-shadow: 3px 3px 0 var(--ink); }
  .sticker--light { box-shadow: 3px 3px 0 #4fb3ff; }
  .eyebrow::after { display: none; }
  .sbs-badge, .member__badge, .phone, .trust__shield svg, .coin, .coin-shadow { animation: none; }
  .wa-float::before { animation: none; display: none; }
  .ill__coin, .ill__float, .ill__spark, .ill-pop, .ill-beat, .splash__star { animation: none !important; }
  .ill__coin { opacity: 0; }
  .swipe-hint { animation: none; }
  .bento__item:hover img, .post:hover img, .card:hover .card__art svg { transform: none; }

  /* apariciones suaves y cortas, sin saltos */
  .reveal { transform: translateY(12px); transition: opacity .45s ease, transform .45s ease; }
  .cascade > * { transform: none; transition: opacity .45s ease; transition-delay: 0s !important; }
  .stack-in { transform: none !important; transition: none !important; }
  .sim, .goal, .app, .final { box-shadow: none; }

  /* portada compacta */
  .sbs-badge { flex-wrap: nowrap; gap: .6rem; padding: .55rem .8rem .55rem .55rem; border-radius: 18px; box-shadow: 0 10px 24px -14px rgba(0,0,0,.55); }
  .sbs-badge__check { width: 38px; height: 38px; border-radius: 12px; }
  .sbs-badge__check svg { width: 22px; height: 22px; }
  .sbs-badge__text { font-size: .85rem; padding-right: .6rem; border-right: 2px solid var(--cream-2); }
  .sbs-badge__text small { font-size: .6rem; }
  .sbs-badge img { height: 42px; }
  .sticker--hero { margin: .9rem 0 .2rem; }
  .hero__title { font-size: 2.55rem; margin: .6rem 0 .8rem; }
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; }
  .hero__stats { gap: .7rem; margin-top: .4rem; }

  /* lectura cómoda */
  body { font-size: 16px; line-height: 1.6; }
  .section-head p, .hero__lead, .member__copy p, .app__copy p { font-size: 1rem; }
  .hero__note { font-size: .88rem; align-items: flex-start; }
}

/* ---------- Simulador y tarifario: versión práctica para celular ---------- */
.qchips, .rate-list, .rates__toggle { display: none; }
@media (max-width: 760px) {
  /* simulador */
  .sim { padding: 48px 0 56px; }
  .sim .sticker { display: none; }
  .sim__panel h2 { font-size: 1.75rem; margin-bottom: 1.1rem; }
  .sim__grid { gap: 1.2rem; grid-template-columns: minmax(0, 1fr); }
  .sim__panel, .sim__result, .field { min-width: 0; }
  .field { margin-bottom: 1.1rem; }
  .field label, .field__top label { font-size: .85rem; }
  .field output { font-size: 1.15rem; }
  #simAmount, #simMonths { display: none; }
  .qchips { display: flex; gap: .45rem; overflow-x: auto; margin-top: .6rem; padding-bottom: 2px; scrollbar-width: none; }
  .qchips::-webkit-scrollbar { display: none; }
  .qchips button { flex-shrink: 0; border: 1.5px solid rgba(255,255,255,.22); background: rgba(255,255,255,.06); color: #fff; font: 700 .82rem var(--sans); padding: .55rem .85rem; border-radius: 999px; cursor: pointer; }
  .qchips button.is-on { background: var(--gold); border-color: var(--gold); color: var(--ink); }
  .num-out { font-size: 1.2rem; }
  .num-out input { width: 8.5ch; padding: .25rem .5rem; }
  #rateNote { display: none; }
  .rate-link { margin-top: .3rem; }
  .result-card { padding: 1.2rem; border-radius: 22px; }
  .result-card__total { font-size: 2.2rem; margin-bottom: .8rem; }
  .result-card__split { padding: .7rem 0; margin-bottom: 1rem; }
  .result-card__split b { font-size: 1rem; }
  .chart, .chart__legend { display: none; }
  .result-card .fineprint { font-size: .68rem; margin-top: .7rem; }

  /* tarifario: lista simple en vez de tabla gigante */
  .rates { padding: 48px 0 56px; }
  .rates__libre { padding: 1rem 1.2rem; flex-direction: row; align-items: center; }
  .rates__libre span { font-size: .95rem; }
  .rates__libre small { font-size: .72rem; }
  .rates__libre b { font-size: 1.35rem; }
  .rates__finder { grid-template-columns: 1fr auto; gap: .8rem; padding: 1rem; align-items: center; margin-bottom: 1rem; }
  .rates__finder label:nth-of-type(2) { display: none; }
  .rates__finder label { font-size: .82rem; }
  .rates__found { padding: .6rem .9rem; border-radius: 14px; }
  .rates__found b { font-size: 1.5rem; }
  .rate-list { display: grid; gap: .5rem; }
  .rate-list__head { margin: 0 0 .2rem; font-size: .88rem; color: #3d5677; }
  .rate-row { display: flex; align-items: center; gap: .6rem; width: 100%; border: 1.5px solid #e3eaef; background: #fff; border-radius: 14px; padding: .8rem 1rem; font: 600 .95rem var(--sans); color: var(--ink); cursor: pointer; text-align: left; }
  .rate-row span { flex: 1; }
  .rate-row b { font-family: var(--serif); font-size: 1.2rem; color: var(--blue); }
  .rate-row em { order: -1; font-style: normal; font-size: .62rem; font-weight: 800; text-transform: uppercase; letter-spacing: .06em; background: #e6f2fc; color: var(--blue); padding: .2rem .45rem; border-radius: 6px; }
  .rate-row.is-on { border-color: var(--blue); background: #eef6fd; box-shadow: 0 0 0 3px rgba(0,87,148,.12); }
  .rates__toggle { display: block; width: 100%; margin: 1rem 0 .6rem; border: 0; background: none; color: var(--blue); font: 700 .9rem var(--sans); text-decoration: underline; cursor: pointer; padding: .4rem; }
  .rates .rates__wrap, .rates .swipe-hint { display: none; }
  .rates.show-table .rates__wrap { display: block; }
  .rates.show-table .swipe-hint { display: block; }
  .rates .fineprint { font-size: .72rem; }
}

@media (prefers-reduced-motion: reduce) {
  .splash { display: none; }
  .wsplit .w > span, .cascade > * { transform: none !important; opacity: 1 !important; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}

.final .social a { background: rgba(255,255,255,.14); }
.final .social a:hover { background: #fff; color: var(--blue); }